M/phmtrc alys ishquant/semiq at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$450.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,832.16
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$88.06 with United vs $629.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $88.06 | ↓ -80% |
| Humana | Medicare|All Plans | $182.64 | ↓ -59% |
| Care 1st | Medicare|All Plans | $182.64 | ↓ -59% |
| Aetna | Medicare|All Plans | $182.64 | ↓ -59% |
| First Health | Medicare|All Plans | $182.64 | ↓ -59% |
| Cigna | Medicare|All Plans | $182.64 | ↓ -59% |
| BCBS - AZ | Medicare|All Plans | $182.64 | ↓ -59% |
| Health Choice | Medicare|All Plans | $182.64 | ↓ -59% |
| Mercy Care Plan | Medicaid|All Plans | $182.64 | ↓ -59% |
| Mercy Care Plan | Medicare|All Plans | $182.64 | ↓ -59% |
| United | Medicare|All Plans | $187.21 | ↓ -58% |
| United | Commercial|Navigate | $195.29 | ↓ -57% |
| United | Commercial|Options PPO | $195.29 | ↓ -57% |
| United | Commercial|All Other Plans | $195.29 | ↓ -57% |
| First Health | Commercial|All Plans | $339.66 | ↓ -25% |
| Health Choice | Medicaid|All Plans | $414.48 | ↓ -8% |
| United | Medicaid|All Plans | $414.48 | ↓ -8% |
| BCBS - AZ | Commercial|MaricopaFocus | $459.77 | ↑ +2% |
| BCBS - AZ | Commercial|Neighborhood | $459.77 | ↑ +2% |
| MultiPlan | Commercial|All Plans | $484.33 | ↑ +7% |
| BCBS - AZ | Commercial|All Other Plans | $612.99 | ↑ +36% |
| Aetna | Commercial|All Other Plans | $629.00 | ↑ +40% |
| Aetna | Commercial|PPO | $629.00 | ↑ +40% |
| Aetna | Commercial|HMO | $629.00 | ↑ +40% |
| Cigna | Commercial|PPO | $629.00 | ↑ +40% |
| Cigna | Commercial|All Other Plans | $629.00 | ↑ +40% |
| Cigna | Commercial|LocalPlus SureFit | $629.00 | ↑ +40% |
| Cigna | Commercial|Exchange | $629.00 | ↑ +40% |
| BCBS - AZ | Commercial|Workers Comp | $629.00 | ↑ +40% |
Visitor-reported prices
Comments
M/phmtrc alys ishquant/semiq at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Gateway Medical Center | Gilbert | $322.62 | $108.14 – $1,146.75 |
| Banner University Medical Center Phoenix | Phoenix | $425.06 | $108.14 – $1,146.75 |
| Banner University Medical Center Tucson | Tucson | $301.04 | $108.14 – $908.80 |
| Banner University Medical Center South | Tucson | $319.22 | $108.14 – $908.80 |
| Banner Baywood Medical Center | Mesa | $336.38 | $108.14 – $1,146.75 |
| Banner Boswell Medical Center | Sun City | $334.85 | $108.14 – $1,223.20 |
| Banner Casa Grande Medical Center | Casa Grande | $350.14 | $108.14 – $1,146.75 |
| Banner Del Webb Medical Center | Sun City West | $344.03 | $108.14 – $1,223.20 |