Intracranial complete study at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$377.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,535.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$214.90 with United vs $1,535.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $214.90 ↓ -43%
Humana Medicare|All Plans $257.63 ↓ -32%
Care 1st Medicare|All Plans $257.63 ↓ -32%
Aetna Medicare|All Plans $257.63 ↓ -32%
First Health Medicare|All Plans $257.63 ↓ -32%
Cigna Medicare|All Plans $257.63 ↓ -32%
BCBS - AZ Medicare|All Plans $257.63 ↓ -32%
Health Choice Medicare|All Plans $257.63 ↓ -32%
Mercy Care Plan Medicaid|All Plans $257.63 ↓ -32%
Mercy Care Plan Medicare|All Plans $257.63 ↓ -32%
United Medicare|All Plans $264.08 ↓ -30%
Health Choice Medicaid|All Plans $287.52 ↓ -24%
United Medicaid|All Plans $287.52 ↓ -24%
Cigna Commercial|Exchange $509.24 ↑ +35%
Cigna Commercial|LocalPlus SureFit $545.10 ↑ +44%
Aetna Commercial|All Other Plans $598.65 ↑ +59%
Aetna Commercial|HMO $598.65 ↑ +59%
Aetna Commercial|PPO $598.65 ↑ +59%
Cigna Commercial|PPO $717.24 ↑ +90%
Cigna Commercial|All Other Plans $717.24 ↑ +90%
United Commercial|Navigate $731.00 ↑ +94%
First Health Commercial|All Plans $828.90 ↑ +120%
United Commercial|All Other Plans $868.00 ↑ +130%
United Commercial|Options PPO $903.00 ↑ +139%
BCBS - AZ Commercial|Neighborhood $962.10 ↑ +155%
BCBS - AZ Commercial|MaricopaFocus $962.10 ↑ +155%
MultiPlan Commercial|All Plans $1,181.95 ↑ +213%
BCBS - AZ Commercial|All Other Plans $1,282.71 ↑ +240%
BCBS - AZ Commercial|Workers Comp $1,535.00 ↑ +307%

Visitor-reported prices

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Intracranial complete study at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $293.50 $166.84 – $863.25
Banner University Medical Center Phoenix Phoenix $306.17 $166.84 – $863.25
Banner University Medical Center Tucson Tucson $256.63 $166.84 – $645.60
Banner Baywood Medical Center Mesa $206.03 $166.84 – $863.25
Banner Desert Medical Center Mesa $282.00 $166.84 – $863.25
Banner Ironwood Medical Center San Tan Valley $208.33 $166.84 – $863.25
Banner Estrella Medical Center Phoenix $260.13 $166.84 – $863.25
Banner Goldfield Medical Center Apache Junction $192.22 $166.84 – $863.25

All Arizona hospitals for this procedure →