Ins/rpl pm gen exist dual lead at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,090.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,692.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$348.32 with United vs $15,932.84 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $348.32 ↓ -93%
Health Choice Medicaid|All Plans $348.32 ↓ -93%
Cigna Commercial|Exchange $2,495.00 ↓ -51%
Cigna Commercial|LocalPlus SureFit $2,671.00 ↓ -48%
BCBS - AZ Commercial|Neighborhood $2,779.57 ↓ -45%
BCBS - AZ Commercial|MaricopaFocus $2,779.57 ↓ -45%
United Commercial|DignityHealthEmployee $2,896.88 ↓ -43%
Cigna Commercial|PPO $3,514.00 ↓ -31%
Cigna Commercial|All Other Plans $3,514.00 ↓ -31%
BCBS - AZ Commercial|All Other Plans $3,705.84 ↓ -27%
BCBS - AZ Commercial|Workers Comp $5,503.78 ↑ +8%
Mercy Care Plan Medicare|All Plans $11,154.16 ↑ +119%
Humana Medicare|All Plans $11,154.16 ↑ +119%
Aetna Medicare|All Plans $11,154.16 ↑ +119%
First Health Medicare|All Plans $11,154.16 ↑ +119%
Cigna Medicare|All Plans $11,154.16 ↑ +119%
BCBS - AZ Medicare|All Plans $11,154.16 ↑ +119%
Health Choice Medicare|All Plans $11,154.16 ↑ +119%
Mercy Care Plan Medicaid|All Plans $11,154.16 ↑ +119%
Care 1st Medicare|All Plans $11,154.16 ↑ +119%
First Health Commercial|All Plans $11,173.68 ↑ +120%
United Medicare|All Plans $11,433.02 ↑ +125%
Connected Care Commercial|Intel $11,587.52 ↑ +128%
MultiPlan Commercial|All Plans $15,932.84 ↑ +213%

Visitor-reported prices

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Ins/rpl pm gen exist dual lead at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $4,036.45 $1,455.44 – $18,404.36
Banner University Medical Center Tucson Tucson $9,150.87 $3,191.68 – $20,167.20
Banner University Medical Center South Tucson $13,285.14 $2,248.02 – $20,167.20
Banner Baywood Medical Center Mesa $3,856.05 $3,741.03 – $18,404.36
Banner Boswell Medical Center Sun City $3,258.48 $2,856.54 – $18,404.36
Banner Casa Grande Medical Center Casa Grande $3,123.18 $2,190.83 – $16,731.24
Banner Del Webb Medical Center Sun City West $3,596.72 $1,455.44 – $18,404.36
Banner Desert Medical Center Mesa $3,991.35 $3,741.03 – $18,404.36

All Arizona hospitals for this procedure →