Electrophysiology evaluation at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$1,077.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,379.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$349.08 with Health Choice vs $3,371.83 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $349.08 | ↓ -68% |
| United | Medicaid|All Plans | $349.08 | ↓ -68% |
| United | Commercial|DignityHealthEmployee | $613.06 | ↓ -43% |
| Cigna | Commercial|Exchange | $1,269.91 | ↑ +18% |
| BCBS - AZ | Commercial|Neighborhood | $1,395.06 | ↑ +30% |
| BCBS - AZ | Commercial|MaricopaFocus | $1,395.06 | ↑ +30% |
| Cigna | Commercial|LocalPlus SureFit | $1,401.28 | ↑ +30% |
| Cigna | Commercial|All Other Plans | $1,795.39 | ↑ +67% |
| Cigna | Commercial|PPO | $1,795.39 | ↑ +67% |
| BCBS - AZ | Commercial|All Other Plans | $1,859.95 | ↑ +73% |
| First Health | Commercial|All Plans | $2,364.66 | ↑ +120% |
| Connected Care | Commercial|Intel | $2,452.24 | ↑ +128% |
| BCBS - AZ | Commercial|Workers Comp | $2,762.33 | ↑ +156% |
| MultiPlan | Commercial|All Plans | $3,371.83 | ↑ +213% |
Visitor-reported prices
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Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $926.47 | $632.40 – $2,371.50 |
| Banner University Medical Center Tucson | Tucson | $759.54 | $577.60 – $2,310.40 |
| Banner University Medical Center South | Tucson | $337.90 | $577.60 – $2,310.40 |
| Banner Baywood Medical Center | Mesa | $313.04 | $632.40 – $2,371.50 |
| Banner Boswell Medical Center | Sun City | $765.20 | $632.40 – $2,529.60 |
| Banner Casa Grande Medical Center | Casa Grande | $926.47 | $632.40 – $2,371.50 |
| Banner Del Webb Medical Center | Sun City West | $509.08 | $632.40 – $2,529.60 |
| Banner Desert Medical Center | Mesa | $1,018.16 | $632.40 – $2,371.50 |