Chromosome analysis 45 at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$147.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$601.16
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$70.00 with United vs $500.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $70.00 | ↓ -53% |
| Humana | Medicare|All Plans | $150.29 | ↑ +2% |
| Care 1st | Medicare|All Plans | $150.29 | ↑ +2% |
| Aetna | Medicare|All Plans | $150.29 | ↑ +2% |
| First Health | Medicare|All Plans | $150.29 | ↑ +2% |
| Cigna | Medicare|All Plans | $150.29 | ↑ +2% |
| BCBS - AZ | Medicare|All Plans | $150.29 | ↑ +2% |
| Health Choice | Medicare|All Plans | $150.29 | ↑ +2% |
| Mercy Care Plan | Medicaid|All Plans | $150.29 | ↑ +2% |
| Mercy Care Plan | Medicare|All Plans | $150.29 | ↑ +2% |
| Health Choice | Medicaid|All Plans | $154.05 | ↑ +4% |
| United | Medicaid|All Plans | $154.05 | ↑ +4% |
| United | Medicare|All Plans | $154.05 | ↑ +4% |
| United | Commercial|Navigate | $180.35 | ↑ +22% |
| United | Commercial|Options PPO | $180.35 | ↑ +22% |
| United | Commercial|All Other Plans | $180.35 | ↑ +22% |
| First Health | Commercial|All Plans | $270.00 | ↑ +83% |
| Cigna | Commercial|Exchange | $312.61 | ↑ +111% |
| Cigna | Commercial|LocalPlus SureFit | $334.10 | ↑ +126% |
| MultiPlan | Commercial|All Plans | $385.00 | ↑ +160% |
| BCBS - AZ | Commercial|Neighborhood | $434.75 | ↑ +194% |
| BCBS - AZ | Commercial|MaricopaFocus | $434.75 | ↑ +194% |
| Cigna | Commercial|PPO | $439.61 | ↑ +197% |
| Cigna | Commercial|All Other Plans | $439.61 | ↑ +197% |
| Aetna | Commercial|All Other Plans | $500.00 | ↑ +238% |
| Aetna | Commercial|HMO | $500.00 | ↑ +238% |
| BCBS - AZ | Commercial|All Other Plans | $500.00 | ↑ +238% |
| BCBS - AZ | Commercial|Workers Comp | $500.00 | ↑ +238% |
| Aetna | Commercial|PPO | $500.00 | ↑ +238% |
Visitor-reported prices
Comments
Chromosome analysis 45 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | $340.53 | $90.17 – $1,214.88 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $561.93 | $63.12 – $1,162.09 |
| Arizona General Hospital Mesa | Mesa | $367.29 | $90.17 – $1,214.88 |
| Chandler Regional Medical Center | Chandler | $161.12 | $70.00 – $420.00 |