Chest X-ray (single view) at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$133.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$543.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.82 with United vs $217.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $26.82 ↓ -80%
Health Choice Medicaid|All Plans $26.82 ↓ -80%
United Commercial|DignityHealthEmployee $30.38 ↓ -77%
BCBS - AZ Commercial|Neighborhood $51.62 ↓ -61%
BCBS - AZ Commercial|MaricopaFocus $51.62 ↓ -61%
BCBS - AZ Commercial|All Other Plans $68.82 ↓ -48%
Care 1st Medicare|All Plans $93.85 ↓ -30%
Humana Medicare|All Plans $93.85 ↓ -30%
Aetna Medicare|All Plans $93.85 ↓ -30%
First Health Medicare|All Plans $93.85 ↓ -30%
Cigna Medicare|All Plans $93.85 ↓ -30%
BCBS - AZ Medicare|All Plans $93.85 ↓ -30%
Health Choice Medicare|All Plans $93.85 ↓ -30%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -30%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -30%
United Medicare|All Plans $96.20 ↓ -28%
BCBS - AZ Commercial|Workers Comp $102.21 ↓ -23%
First Health Commercial|All Plans $117.18 ↓ -12%
MultiPlan Commercial|All Plans $167.09 ↑ +25%
Aetna Commercial|HMO $170.10 ↑ +27%
Aetna Commercial|PPO $170.10 ↑ +27%
Aetna Commercial|All Other Plans $170.10 ↑ +27%
Cigna Commercial|Exchange $189.46 ↑ +42%
United Commercial|Options PPO $194.81 ↑ +46%
United Commercial|Navigate $194.81 ↑ +46%
United Commercial|All Other Plans $194.81 ↑ +46%
Cigna Commercial|LocalPlus SureFit $202.81 ↑ +52%
Cigna Commercial|PPO $217.00 ↑ +62%
Cigna Commercial|All Other Plans $217.00 ↑ +62%

Visitor-reported prices

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Chest X-ray (single view) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $59.57 $58.65 – $204.00
Banner University Medical Center Phoenix Phoenix $65.28 $27.03 – $204.00
Banner University Medical Center Tucson Tucson $112.14 $35.45 – $336.00
Banner University Medical Center South Tucson $86.10 $35.45 – $336.00
Banner Baywood Medical Center Mesa $62.56 $58.65 – $204.00
Banner Behavioral Health Hospital Scottsdale $159.36 $21.54 – $190.40
Banner Boswell Medical Center Sun City $57.94 $53.05 – $217.60
Banner Casa Grande Medical Center Casa Grande $55.76 $35.45 – $204.00

All Arizona hospitals for this procedure →