Chest X-ray at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$138.99
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$565.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.92 with United vs $228.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $31.92 | ↓ -77% |
| United | Medicaid|All Plans | $35.40 | ↓ -75% |
| Health Choice | Medicaid|All Plans | $35.40 | ↓ -75% |
| BCBS - AZ | Commercial|Neighborhood | $69.51 | ↓ -50% |
| BCBS - AZ | Commercial|MaricopaFocus | $69.51 | ↓ -50% |
| BCBS - AZ | Commercial|All Other Plans | $92.67 | ↓ -33% |
| Care 1st | Medicare|All Plans | $93.85 | ↓ -32% |
| Humana | Medicare|All Plans | $93.85 | ↓ -32% |
| Aetna | Medicare|All Plans | $93.85 | ↓ -32% |
| First Health | Medicare|All Plans | $93.85 | ↓ -32% |
| Cigna | Medicare|All Plans | $93.85 | ↓ -32% |
| BCBS - AZ | Medicare|All Plans | $93.85 | ↓ -32% |
| Health Choice | Medicare|All Plans | $93.85 | ↓ -32% |
| Mercy Care Plan | Medicaid|All Plans | $93.85 | ↓ -32% |
| Mercy Care Plan | Medicare|All Plans | $93.85 | ↓ -32% |
| United | Medicare|All Plans | $96.20 | ↓ -31% |
| First Health | Commercial|All Plans | $123.12 | ↓ -11% |
| BCBS - AZ | Commercial|Workers Comp | $137.63 | ↓ -1% |
| MultiPlan | Commercial|All Plans | $175.56 | ↑ +26% |
| Cigna | Commercial|Exchange | $189.46 | ↑ +36% |
| United | Commercial|Options PPO | $194.81 | ↑ +40% |
| United | Commercial|All Other Plans | $194.81 | ↑ +40% |
| United | Commercial|Navigate | $194.81 | ↑ +40% |
| Cigna | Commercial|LocalPlus SureFit | $202.81 | ↑ +46% |
| Aetna | Commercial|All Other Plans | $228.00 | ↑ +64% |
| Cigna | Commercial|PPO | $228.00 | ↑ +64% |
| Aetna | Commercial|HMO | $228.00 | ↑ +64% |
| Aetna | Commercial|PPO | $228.00 | ↑ +64% |
| Cigna | Commercial|All Other Plans | $228.00 | ↑ +64% |
Visitor-reported prices
Comments
Chest X-ray at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Gateway Medical Center | Gilbert | $71.83 | $58.65 – $246.00 |
| Banner University Medical Center Phoenix | Phoenix | $78.72 | $36.40 – $246.00 |
| Banner University Medical Center Tucson | Tucson | $132.17 | $46.04 – $396.00 |
| Banner University Medical Center South | Tucson | $101.47 | $46.04 – $396.00 |
| Banner Baywood Medical Center | Mesa | $75.44 | $58.65 – $246.00 |
| Banner Behavioral Health Hospital | Scottsdale | $192.17 | $29.00 – $229.60 |
| Banner Boswell Medical Center | Sun City | $69.86 | $58.65 – $262.40 |
| Banner Casa Grande Medical Center | Casa Grande | $67.24 | $46.04 – $246.00 |