Chest CT scan (with contrast) at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$1,047.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,260.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$179.88 with Health Choice vs $3,280.20 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $179.88 | ↓ -83% |
| United | Medicaid|All Plans | $179.88 | ↓ -83% |
| Care 1st | Medicare|All Plans | $189.74 | ↓ -82% |
| Humana | Medicare|All Plans | $189.74 | ↓ -82% |
| Aetna | Medicare|All Plans | $189.74 | ↓ -82% |
| First Health | Medicare|All Plans | $189.74 | ↓ -82% |
| Cigna | Medicare|All Plans | $189.74 | ↓ -82% |
| BCBS - AZ | Medicare|All Plans | $189.74 | ↓ -82% |
| Health Choice | Medicare|All Plans | $189.74 | ↓ -82% |
| Mercy Care Plan | Medicaid|All Plans | $189.74 | ↓ -82% |
| Mercy Care Plan | Medicare|All Plans | $189.74 | ↓ -82% |
| United | Medicare|All Plans | $194.49 | ↓ -81% |
| United | Commercial|All Other Plans | $393.89 | ↓ -62% |
| United | Commercial|Options PPO | $393.89 | ↓ -62% |
| United | Commercial|Navigate | $393.89 | ↓ -62% |
| United | Commercial|DignityHealthEmployee | $596.40 | ↓ -43% |
| Cigna | Commercial|Exchange | $1,012.00 | ↓ -3% |
| Cigna | Commercial|LocalPlus SureFit | $1,083.00 | ↑ +3% |
| Connected Care | Commercial|Intel | $1,151.00 | ↑ +10% |
| Aetna | Commercial|All Other Plans | $1,366.73 | ↑ +30% |
| Aetna | Commercial|PPO | $1,366.73 | ↑ +30% |
| Aetna | Commercial|HMO | $1,366.73 | ↑ +30% |
| Cigna | Commercial|All Other Plans | $1,425.00 | ↑ +36% |
| Cigna | Commercial|PPO | $1,425.00 | ↑ +36% |
| First Health | Commercial|All Plans | $2,300.40 | ↑ +120% |
| MultiPlan | Commercial|All Plans | $3,280.20 | ↑ +213% |
Visitor-reported prices
Comments
Chest CT scan (with contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Gateway Medical Center | Gilbert | $384.35 | $129.45 – $2,200.50 |
| Banner University Medical Center Phoenix | Phoenix | $487.04 | $129.45 – $2,200.50 |
| Banner University Medical Center Tucson | Tucson | $320.71 | $129.45 – $1,973.60 |
| Banner University Medical Center South | Tucson | $313.31 | $129.45 – $1,973.60 |
| Banner Baywood Medical Center | Mesa | $460.64 | $129.45 – $2,200.50 |
| Banner Boswell Medical Center | Sun City | $466.51 | $129.45 – $2,347.20 |
| Banner Casa Grande Medical Center | Casa Grande | $484.11 | $129.45 – $2,200.50 |
| Banner Del Webb Medical Center | Sun City West | $513.45 | $129.45 – $2,347.20 |