Card MRI veloc flow mapping at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$616.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,506.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.99 with United vs $2,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $48.99 ↓ -92%
Health Choice Medicaid|All Plans $48.99 ↓ -92%
BCBS - AZ Commercial|MaricopaFocus $138.84 ↓ -77%
BCBS - AZ Commercial|Neighborhood $138.84 ↓ -77%
BCBS - AZ Commercial|All Other Plans $185.10 ↓ -70%
BCBS - AZ Commercial|Workers Comp $274.91 ↓ -55%
United Commercial|DignityHealthEmployee $350.84 ↓ -43%
Cigna Commercial|Exchange $1,223.00 ↑ +98%
Cigna Commercial|LocalPlus SureFit $1,309.00 ↑ +112%
First Health Commercial|All Plans $1,353.24 ↑ +120%
Connected Care Commercial|Intel $1,389.00 ↑ +125%
Cigna Commercial|PPO $1,722.00 ↑ +179%
Cigna Commercial|All Other Plans $1,722.00 ↑ +179%
MultiPlan Commercial|All Plans $1,929.62 ↑ +213%
Aetna Commercial|HMO $2,506.00 ↑ +307%
Aetna Commercial|PPO $2,506.00 ↑ +307%
Aetna Commercial|All Other Plans $2,506.00 ↑ +307%

Visitor-reported prices

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Card MRI veloc flow mapping at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $182.44 $72.70 – $1,346.00
Banner University Medical Center Tucson Tucson $351.82 $67.14 – $2,010.40
Banner University Medical Center South Tucson $742.79 $67.14 – $2,010.40
Banner Baywood Medical Center Mesa $326.53 $186.86 – $1,346.00
Banner Boswell Medical Center Sun City $318.81 $142.68 – $1,346.00
Banner Desert Medical Center Mesa $288.20 $186.86 – $1,346.00
Banner Estrella Medical Center Phoenix $395.61 $186.86 – $1,346.00
Banner Heart Hospital Mesa $350.11 $156.70 – $1,346.00

All Arizona hospitals for this procedure →