Car seat/bed test 60 minutes at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$107.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$438.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.32 with United vs $438.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $24.32 ↓ -77%
Health Choice Medicaid|All Plans $24.32 ↓ -77%
Aetna Medicare|All Plans $41.83 ↓ -61%
First Health Medicare|All Plans $41.83 ↓ -61%
Care 1st Medicare|All Plans $41.83 ↓ -61%
Humana Medicare|All Plans $41.83 ↓ -61%
Cigna Medicare|All Plans $41.83 ↓ -61%
BCBS - AZ Medicare|All Plans $41.83 ↓ -61%
Health Choice Medicare|All Plans $41.83 ↓ -61%
Mercy Care Plan Medicaid|All Plans $41.83 ↓ -61%
Mercy Care Plan Medicare|All Plans $41.83 ↓ -61%
United Medicare|All Plans $42.88 ↓ -60%
United Commercial|DignityHealthEmployee $61.32 ↓ -43%
BCBS - AZ Commercial|MaricopaFocus $80.58 ↓ -25%
BCBS - AZ Commercial|Neighborhood $80.58 ↓ -25%
BCBS - AZ Commercial|All Other Plans $107.43 ↓ -0%
BCBS - AZ Commercial|Workers Comp $159.55 ↑ +48%
First Health Commercial|All Plans $236.52 ↑ +120%
MultiPlan Commercial|All Plans $337.26 ↑ +213%
United Commercial|Navigate $438.00 ↑ +306%
United Commercial|All Other Plans $438.00 ↑ +306%
United Commercial|Options PPO $438.00 ↑ +306%

Visitor-reported prices

visitor-reported
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Car seat/bed test 60 minutes at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $183.36 $24.32 – $379.20
Yavapai Regional Medical Center (East) Prescott $66.78 $24.32 – $76.50
Chandler Regional Medical Center Chandler $117.39 $24.32 – $367.92

All Arizona hospitals for this procedure →