Car seat/bed test 60 minutes at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$107.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$438.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$24.32 with United vs $438.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $24.32 | ↓ -77% |
| Health Choice | Medicaid|All Plans | $24.32 | ↓ -77% |
| Aetna | Medicare|All Plans | $41.83 | ↓ -61% |
| First Health | Medicare|All Plans | $41.83 | ↓ -61% |
| Care 1st | Medicare|All Plans | $41.83 | ↓ -61% |
| Humana | Medicare|All Plans | $41.83 | ↓ -61% |
| Cigna | Medicare|All Plans | $41.83 | ↓ -61% |
| BCBS - AZ | Medicare|All Plans | $41.83 | ↓ -61% |
| Health Choice | Medicare|All Plans | $41.83 | ↓ -61% |
| Mercy Care Plan | Medicaid|All Plans | $41.83 | ↓ -61% |
| Mercy Care Plan | Medicare|All Plans | $41.83 | ↓ -61% |
| United | Medicare|All Plans | $42.88 | ↓ -60% |
| United | Commercial|DignityHealthEmployee | $61.32 | ↓ -43% |
| BCBS - AZ | Commercial|MaricopaFocus | $80.58 | ↓ -25% |
| BCBS - AZ | Commercial|Neighborhood | $80.58 | ↓ -25% |
| BCBS - AZ | Commercial|All Other Plans | $107.43 | ↓ -0% |
| BCBS - AZ | Commercial|Workers Comp | $159.55 | ↑ +48% |
| First Health | Commercial|All Plans | $236.52 | ↑ +120% |
| MultiPlan | Commercial|All Plans | $337.26 | ↑ +213% |
| United | Commercial|Navigate | $438.00 | ↑ +306% |
| United | Commercial|All Other Plans | $438.00 | ↑ +306% |
| United | Commercial|Options PPO | $438.00 | ↑ +306% |
Visitor-reported prices
Comments
Car seat/bed test 60 minutes at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $183.36 | $24.32 – $379.20 |
| Yavapai Regional Medical Center (East) | Prescott | $66.78 | $24.32 – $76.50 |
| Chandler Regional Medical Center | Chandler | $117.39 | $24.32 – $367.92 |