App high cost ss t/a/l >100sq cm 1st 100sq cm at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$202.77 with United vs $4,807.98 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $202.77
Health Choice Medicaid|All Plans $202.77
Cigna Commercial|Exchange $1,975.00
Cigna Commercial|LocalPlus SureFit $2,114.00
BCBS - AZ Commercial|MaricopaFocus $2,428.17
BCBS - AZ Commercial|Neighborhood $2,428.17
Cigna Commercial|All Other Plans $2,782.00
Cigna Commercial|PPO $2,782.00
BCBS - AZ Commercial|All Other Plans $3,237.34
Mercy Care Plan Medicare|All Plans $3,901.94
Humana Medicare|All Plans $3,901.94
Aetna Medicare|All Plans $3,901.94
First Health Medicare|All Plans $3,901.94
Cigna Medicare|All Plans $3,901.94
BCBS - AZ Medicare|All Plans $3,901.94
Health Choice Medicare|All Plans $3,901.94
Mercy Care Plan Medicaid|All Plans $3,901.94
Care 1st Medicare|All Plans $3,901.94
United Medicare|All Plans $3,999.49
BCBS - AZ Commercial|Workers Comp $4,807.98
United Commercial|DignityHealthEmployee not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital

Visitor-reported prices

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App high cost ss t/a/l >100sq cm 1st 100sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert not published $2,553.56 – $3,268.08
Banner University Medical Center Phoenix Phoenix $601.92 $390.43 – $6,438.20
Banner Baywood Medical Center Mesa $446.21 $390.43 – $6,438.20
Banner Boswell Medical Center Sun City $280.23 $390.43 – $6,438.20
Banner Casa Grande Medical Center Casa Grande $522.90 $406.70 – $5,852.91
St. Joseph’s Hospital and Medical Center Phoenix $2,601.04 $202.77 – $5,135.00
Yavapai Regional Medical Center (East) Prescott $8,636.88 $202.77 – $430.36
Banner University Medical Center Tucson Tucson not published $2,553.56 – $2,788.18

All Arizona hospitals for this procedure →