Antibody htlv/hiv confirm test at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$19.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$77.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.84 with United vs $77.40 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $10.84 ↓ -43%
Humana Medicare|All Plans $19.35 ↑ +2%
Care 1st Medicare|All Plans $19.35 ↑ +2%
Aetna Medicare|All Plans $19.35 ↑ +2%
First Health Medicare|All Plans $19.35 ↑ +2%
Cigna Medicare|All Plans $19.35 ↑ +2%
BCBS - AZ Medicare|All Plans $19.35 ↑ +2%
Health Choice Medicare|All Plans $19.35 ↑ +2%
Mercy Care Plan Medicaid|All Plans $19.35 ↑ +2%
Mercy Care Plan Medicare|All Plans $19.35 ↑ +2%
Health Choice Medicaid|All Plans $19.83 ↑ +4%
United Medicaid|All Plans $19.83 ↑ +4%
United Medicare|All Plans $19.84 ↑ +4%
United Commercial|Navigate $23.22 ↑ +22%
United Commercial|Options PPO $23.22 ↑ +22%
United Commercial|All Other Plans $23.22 ↑ +22%
Cigna Commercial|Exchange $40.26 ↑ +111%
First Health Commercial|All Plans $41.80 ↑ +119%
Cigna Commercial|LocalPlus SureFit $43.02 ↑ +126%
BCBS - AZ Commercial|MaricopaFocus $49.41 ↑ +159%
BCBS - AZ Commercial|Neighborhood $49.41 ↑ +159%
Cigna Commercial|PPO $56.61 ↑ +197%
Cigna Commercial|All Other Plans $56.61 ↑ +197%
MultiPlan Commercial|All Plans $59.60 ↑ +213%
BCBS - AZ Commercial|All Other Plans $65.87 ↑ +246%
Aetna Commercial|PPO $77.40 ↑ +306%
Aetna Commercial|HMO $77.40 ↑ +306%
BCBS - AZ Commercial|Workers Comp $77.40 ↑ +306%
Aetna Commercial|All Other Plans $77.40 ↑ +306%

Visitor-reported prices

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Antibody htlv/hiv confirm test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $73.94 $19.35 – $354.00
Banner University Medical Center Phoenix Phoenix $95.57 $19.35 – $354.00
Banner University Medical Center Tucson Tucson $108.14 $19.35 – $377.60
Banner University Medical Center South Tucson $68.41 $19.35 – $377.60
Banner Baywood Medical Center Mesa $84.50 $19.35 – $354.00
Banner Boswell Medical Center Sun City $92.05 $19.35 – $377.60
Banner Casa Grande Medical Center Casa Grande $85.51 $19.35 – $354.00
Banner Del Webb Medical Center Sun City West $65.89 $19.35 – $377.60

All Arizona hospitals for this procedure →