An cholangiogram percutaneous compl at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,359.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,526.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.60 with Health Choice vs $4,255.02 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $72.60 ↓ -95%
United Medicaid|All Plans $72.60 ↓ -95%
BCBS - AZ Commercial|MaricopaFocus $347.89 ↓ -74%
BCBS - AZ Commercial|Neighborhood $347.89 ↓ -74%
BCBS - AZ Commercial|All Other Plans $463.82 ↓ -66%
BCBS - AZ Commercial|Workers Comp $688.84 ↓ -49%
United Commercial|DignityHealthEmployee $773.64 ↓ -43%
Cigna Commercial|Exchange $1,975.00 ↑ +45%
Cigna Commercial|LocalPlus SureFit $2,114.00 ↑ +56%
Cigna Commercial|All Other Plans $2,782.00 ↑ +105%
Cigna Commercial|PPO $2,782.00 ↑ +105%
First Health Commercial|All Plans $2,984.04 ↑ +120%
Mercy Care Plan Medicare|All Plans $3,761.34 ↑ +177%
Humana Medicare|All Plans $3,761.34 ↑ +177%
Aetna Medicare|All Plans $3,761.34 ↑ +177%
First Health Medicare|All Plans $3,761.34 ↑ +177%
Cigna Medicare|All Plans $3,761.34 ↑ +177%
BCBS - AZ Medicare|All Plans $3,761.34 ↑ +177%
Mercy Care Plan Medicaid|All Plans $3,761.34 ↑ +177%
Care 1st Medicare|All Plans $3,761.34 ↑ +177%
Health Choice Medicare|All Plans $3,761.34 ↑ +177%
United Medicare|All Plans $3,855.38 ↑ +184%
MultiPlan Commercial|All Plans $4,255.02 ↑ +213%

Visitor-reported prices

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An cholangiogram percutaneous compl at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $440.54 $468.22 – $6,206.21
Banner University Medical Center Phoenix Phoenix $513.73 $182.16 – $6,206.21
Banner University Medical Center Tucson Tucson $1,296.27 $399.46 – $6,206.21
Banner University Medical Center South Tucson $1,881.92 $281.36 – $6,206.21
Banner Baywood Medical Center Mesa $490.77 $468.22 – $6,206.21
Banner Boswell Medical Center Sun City $414.71 $357.52 – $6,206.21
Banner Casa Grande Medical Center Casa Grande $397.50 $274.20 – $5,642.01
Banner Del Webb Medical Center Sun City West $457.76 $182.16 – $6,206.21

All Arizona hospitals for this procedure →