Abdominal CT scan (without contrast) at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$878.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,573.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$113.34 with Care 1st vs $2,751.21 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare|All Plans $113.34 ↓ -87%
Humana Medicare|All Plans $113.34 ↓ -87%
Aetna Medicare|All Plans $113.34 ↓ -87%
First Health Medicare|All Plans $113.34 ↓ -87%
Cigna Medicare|All Plans $113.34 ↓ -87%
BCBS - AZ Medicare|All Plans $113.34 ↓ -87%
Health Choice Medicare|All Plans $113.34 ↓ -87%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -87%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -87%
United Medicare|All Plans $116.18 ↓ -87%
Health Choice Medicaid|All Plans $147.34 ↓ -83%
United Medicaid|All Plans $147.34 ↓ -83%
United Commercial|All Other Plans $235.69 ↓ -73%
United Commercial|Navigate $235.69 ↓ -73%
United Commercial|Options PPO $235.69 ↓ -73%
United Commercial|DignityHealthEmployee $500.22 ↓ -43%
Aetna Commercial|PPO $988.27 ↑ +12%
Aetna Commercial|HMO $988.27 ↑ +12%
Aetna Commercial|All Other Plans $988.27 ↑ +12%
Cigna Commercial|Exchange $1,012.00 ↑ +15%
Cigna Commercial|LocalPlus SureFit $1,083.00 ↑ +23%
Connected Care Commercial|Intel $1,151.00 ↑ +31%
Cigna Commercial|PPO $1,425.00 ↑ +62%
Cigna Commercial|All Other Plans $1,425.00 ↑ +62%
First Health Commercial|All Plans $1,929.42 ↑ +120%
MultiPlan Commercial|All Plans $2,751.21 ↑ +213%

Visitor-reported prices

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Abdominal CT scan (without contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $233.18 $79.00 – $1,335.00
Banner University Medical Center Phoenix Phoenix $295.48 $79.00 – $1,335.00
Banner University Medical Center Tucson Tucson $256.10 $79.00 – $1,576.00
Banner University Medical Center South Tucson $250.19 $79.00 – $1,576.00
Banner Baywood Medical Center Mesa $279.46 $79.00 – $1,335.00
Banner Boswell Medical Center Sun City $283.02 $79.00 – $1,424.00
Banner Casa Grande Medical Center Casa Grande $293.70 $79.00 – $1,335.00
Banner Del Webb Medical Center Sun City West $311.50 $79.00 – $1,424.00

All Arizona hospitals for this procedure →