Abdominal CT scan (with and without contrast) at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,081.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,398.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$189.74 with BCBS - AZ vs $3,386.46 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - AZ Medicare|All Plans $189.74 ↓ -82%
Care 1st Medicare|All Plans $189.74 ↓ -82%
Humana Medicare|All Plans $189.74 ↓ -82%
Mercy Care Plan Medicare|All Plans $189.74 ↓ -82%
Mercy Care Plan Medicaid|All Plans $189.74 ↓ -82%
Aetna Medicare|All Plans $189.74 ↓ -82%
Health Choice Medicare|All Plans $189.74 ↓ -82%
Cigna Medicare|All Plans $189.74 ↓ -82%
First Health Medicare|All Plans $189.74 ↓ -82%
United Medicare|All Plans $194.49 ↓ -82%
Health Choice Medicaid|All Plans $282.16 ↓ -74%
United Medicaid|All Plans $282.16 ↓ -74%
United Commercial|Navigate $393.89 ↓ -64%
United Commercial|All Other Plans $393.89 ↓ -64%
United Commercial|Options PPO $393.89 ↓ -64%
United Commercial|DignityHealthEmployee $615.72 ↓ -43%
Cigna Commercial|Exchange $1,012.00 ↓ -6%
Cigna Commercial|LocalPlus SureFit $1,083.00 ↑ +0%
Connected Care Commercial|Intel $1,151.00 ↑ +6%
Cigna Commercial|PPO $1,425.00 ↑ +32%
Cigna Commercial|All Other Plans $1,425.00 ↑ +32%
Aetna Commercial|PPO $2,034.42 ↑ +88%
Aetna Commercial|All Other Plans $2,034.42 ↑ +88%
Aetna Commercial|HMO $2,034.42 ↑ +88%
First Health Commercial|All Plans $2,374.92 ↑ +120%
MultiPlan Commercial|All Plans $3,386.46 ↑ +213%

Visitor-reported prices

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Abdominal CT scan (with and without contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $349.77 $129.45 – $2,002.50
Banner University Medical Center Phoenix Phoenix $443.22 $129.45 – $2,002.50
Banner University Medical Center Tucson Tucson $384.15 $129.45 – $2,364.00
Banner University Medical Center South Tucson $375.29 $129.45 – $2,364.00
Banner Baywood Medical Center Mesa $419.19 $129.45 – $2,002.50
Banner Boswell Medical Center Sun City $424.53 $129.45 – $2,136.00
Banner Casa Grande Medical Center Casa Grande $440.55 $129.45 – $2,002.50
Banner Del Webb Medical Center Sun City West $467.25 $129.45 – $2,136.00

All Arizona hospitals for this procedure →