Western blot test at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$28.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$174.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.03 with Cigna Healthcare of Arizona, Inc. vs $78.63 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $17.03 ↓ -41%
Care 1st Medicare Advantage $17.03 ↓ -41%
Humana Medicare Advantage $17.03 ↓ -41%
Arizona Physicians IPA Medicare Advantage $17.03 ↓ -41%
Mercy Care Mercy Care Advantage $17.03 ↓ -41%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $17.03 ↓ -41%
Arizona Physicians IPA Medicaid $17.03 ↓ -41%
Health Net Medicaid $17.03 ↓ -41%
Health Net Medicare $17.03 ↓ -41%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $17.03 ↓ -41%
United Healthcare UHC Medicare Advantage $17.03 ↓ -41%
UPMC Health Plan Medicare Advantage $17.03 ↓ -41%
Kaiser Foundation Health Plan Medicare Advantage $17.03 ↓ -41%
Health Choice Arizona, Inc. Medicare Advantage $17.03 ↓ -41%
Health Choice Arizona, Inc. Medicaid $17.03 ↓ -41%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $17.03 ↓ -41%
Blue Cross Blue Shield of Arizona Medicare Advantage $17.03 ↓ -41%
Banner Health Medicare Advantage $17.03 ↓ -41%
Aetna Medicare Advantage $17.03 ↓ -41%
Gila River Health Care Corporation Managed Care Program $17.03 ↓ -41%
Banner University Health Plan AZ Medicaid - AHCCCS $17.03 ↓ -41%
Banner University Health Plan University Care Advantage $17.03 ↓ -41%
Mercy Care Mercy Medicaid $17.03 ↓ -41%
Carekin Medicare Advantage $17.88 ↓ -38%
Devoted Health Services Medicare Advantage $17.88 ↓ -38%
Arizona Priority Care Medicare Advantage $18.73 ↓ -35%
Gold Kidney Health Plan Medicare Advantage $18.73 ↓ -35%
Aetna Qualified Health Plan $23.16 ↓ -20%
United Healthcare Individual Exchange $23.84 ↓ -17%
Health Net Commerical Exchange Product $25.20 ↓ -13%
Health Choice Arizona, Inc. ACA Health Plan $25.55 ↓ -12%
Oscar Health Plan Commercial $28.10 ↓ -3%
United Healthcare UHC Doctor's Plan $31.50 ↑ +9%
Cigna Healthcare of Arizona, Inc. LocalFlex $32.88 ↑ +14%
United Healthcare UHC Core $34.82 ↑ +21%
Aetna Banner Employee Plans $34.94 ↑ +21%
Hospice of the Valley Medicare $36.40 ↑ +26%
Cigna Healthcare of Arizona, Inc. Commercial $36.53 ↑ +26%
United Healthcare Commercial $38.33 ↑ +33%
Plotkin Health Plotkin Health $46.80 ↑ +62%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $46.80 ↑ +62%
Aetna Medical Rental $54.81 ↑ +90%
Quiktrip Corporation Commercial $56.16 ↑ +94%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $58.17 ↑ +101%
Aetna Designated Group $60.76 ↑ +110%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $62.05 ↑ +115%
Aetna Joint Venture $62.91 ↑ +118%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $65.15 ↑ +126%
Arizona Medical Network Commercial $72.80 ↑ +152%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $77.56 ↑ +169%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $77.56 ↑ +169%
Blue Cross Blue Shield of Arizona Commercial $77.56 ↑ +169%
Provider Network of America Commercial $78.00 ↑ +170%
Aetna Broad Network $78.63 ↑ +172%

Visitor-reported prices

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Western blot test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $27.84 $17.03 – $78.00
Banner University Medical Center Tucson Tucson $28.19 $17.03 – $83.20
Banner University Medical Center South Tucson $27.14 $17.03 – $83.20
Banner Baywood Medical Center Mesa $22.10 $17.03 – $78.00
Banner Boswell Medical Center Sun City $26.27 $17.03 – $83.20
Banner Casa Grande Medical Center Casa Grande $19.66 $17.03 – $78.00
Banner Del Webb Medical Center Sun City West $26.80 $17.03 – $83.20
Banner Desert Medical Center Mesa $26.10 $17.03 – $78.00

All Arizona hospitals for this procedure →