Urea nitrogen 24 hour urine at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$8.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.56 with Cigna Healthcare of Arizona, Inc. vs $39.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.56 ↓ -36%
Care 1st Medicare Advantage $5.56 ↓ -36%
Humana Medicare Advantage $5.56 ↓ -36%
Arizona Physicians IPA Medicare Advantage $5.56 ↓ -36%
Mercy Care Mercy Care Advantage $5.56 ↓ -36%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $5.56 ↓ -36%
Arizona Physicians IPA Medicaid $5.56 ↓ -36%
Health Net Medicaid $5.56 ↓ -36%
Health Net Medicare $5.56 ↓ -36%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5.56 ↓ -36%
United Healthcare UHC Medicare Advantage $5.56 ↓ -36%
UPMC Health Plan Medicare Advantage $5.56 ↓ -36%
Kaiser Foundation Health Plan Medicare Advantage $5.56 ↓ -36%
Health Choice Arizona, Inc. Medicare Advantage $5.56 ↓ -36%
Health Choice Arizona, Inc. Medicaid $5.56 ↓ -36%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $5.56 ↓ -36%
Blue Cross Blue Shield of Arizona Medicare Advantage $5.56 ↓ -36%
Banner Health Medicare Advantage $5.56 ↓ -36%
Aetna Medicare Advantage $5.56 ↓ -36%
Gila River Health Care Corporation Managed Care Program $5.56 ↓ -36%
Banner University Health Plan AZ Medicaid - AHCCCS $5.56 ↓ -36%
Banner University Health Plan University Care Advantage $5.56 ↓ -36%
Mercy Care Mercy Medicaid $5.56 ↓ -36%
Carekin Medicare Advantage $5.84 ↓ -32%
Devoted Health Services Medicare Advantage $5.84 ↓ -32%
Arizona Priority Care Medicare Advantage $6.12 ↓ -29%
Gold Kidney Health Plan Medicare Advantage $6.12 ↓ -29%
Aetna Qualified Health Plan $7.56 ↓ -12%
United Healthcare Individual Exchange $7.78 ↓ -10%
Health Net Commerical Exchange Product $8.23 ↓ -5%
Health Choice Arizona, Inc. ACA Health Plan $8.34 ↓ -3%
Oscar Health Plan Commercial $9.17 ↑ +6%
United Healthcare UHC Doctor's Plan $10.28 ↑ +19%
Cigna Healthcare of Arizona, Inc. LocalFlex $10.72 ↑ +24%
United Healthcare UHC Core $11.37 ↑ +32%
Cigna Healthcare of Arizona, Inc. Commercial $11.91 ↑ +38%
United Healthcare Commercial $12.51 ↑ +45%
Aetna Banner Employee Plans $17.47 ↑ +102%
Hospice of the Valley Medicare $18.20 ↑ +111%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $19.11 ↑ +121%
Aetna Designated Group $19.84 ↑ +130%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $20.38 ↑ +136%
Aetna Joint Venture $20.54 ↑ +138%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $21.40 ↑ +148%
Plotkin Health Plotkin Health $23.40 ↑ +171%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $23.40 ↑ +171%
Blue Cross Blue Shield of Arizona Commercial $25.48 ↑ +195%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $25.48 ↑ +195%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $25.48 ↑ +195%
Aetna Broad Network $25.67 ↑ +197%
Aetna Medical Rental $27.40 ↑ +217%
Quiktrip Corporation Commercial $28.08 ↑ +225%
Arizona Medical Network Commercial $36.40 ↑ +322%
Provider Network of America Commercial $39.00 ↑ +352%

Visitor-reported prices

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Urea nitrogen 24 hour urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $35.92 $3.12 – $17.13
Banner University Medical Center Phoenix Phoenix $8.32 $5.56 – $39.00
Banner University Medical Center Tucson Tucson $8.42 $5.56 – $41.60
Banner University Medical Center South Tucson $8.11 $5.56 – $41.60
Banner Baywood Medical Center Mesa $6.60 $5.56 – $39.00
Banner Behavioral Health Hospital Scottsdale $30.47 $5.56 – $36.40
Banner Boswell Medical Center Sun City $7.85 $5.56 – $41.60
Banner Casa Grande Medical Center Casa Grande $5.88 $5.56 – $39.00

All Arizona hospitals for this procedure →