Thaw preserved stem cells at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$205.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,107.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$200.06 with Blue Cross Blue Shield of Arizona vs $768.83 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $200.06 ↓ -3%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $213.40 ↑ +4%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $224.06 ↑ +9%
Aetna Banner Employee Plans $243.94 ↑ +18%
Hospice of the Valley Medicare $254.10 ↑ +23%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $266.74 ↑ +30%
Blue Cross Blue Shield of Arizona Commercial $266.74 ↑ +30%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $266.74 ↑ +30%
Health Net Medicaid $287.87 ↑ +40%
Health Choice Arizona, Inc. Medicaid $287.87 ↑ +40%
Banner University Health Plan AZ Medicaid - AHCCCS $287.87 ↑ +40%
Arizona Physicians IPA Medicaid $287.87 ↑ +40%
Mercy Care Mercy Medicaid $287.87 ↑ +40%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $326.70 ↑ +59%
Plotkin Health Plotkin Health $326.70 ↑ +59%
Aetna Joint Venture $335.41 ↑ +63%
Aetna Designated Group $356.47 ↑ +73%
Aetna Medical Rental $382.60 ↑ +86%
Quiktrip Corporation Commercial $392.04 ↑ +90%
Aetna Broad Network $418.90 ↑ +103%
Arizona Physicians IPA Medicare Advantage $465.96 ↑ +126%
Gila River Health Care Corporation Managed Care Program $465.96 ↑ +126%
Humana Medicare Advantage $465.96 ↑ +126%
United Healthcare UHC Medicare Advantage $465.96 ↑ +126%
UPMC Health Plan Medicare Advantage $465.96 ↑ +126%
Blue Cross Blue Shield of Arizona Medicare Advantage $465.96 ↑ +126%
Banner University Health Plan University Care Advantage $465.96 ↑ +126%
Mercy Care Mercy Care Advantage $465.96 ↑ +126%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $465.96 ↑ +126%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $465.96 ↑ +126%
Aetna Medicare Advantage $465.96 ↑ +126%
Banner Health Medicare Advantage $465.96 ↑ +126%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $465.96 ↑ +126%
Health Choice Arizona, Inc. Medicare Advantage $465.96 ↑ +126%
Kaiser Foundation Health Plan Medicare Advantage $465.96 ↑ +126%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $465.96 ↑ +126%
Health Net Medicare $465.96 ↑ +126%
Care 1st Medicare Advantage $465.96 ↑ +126%
Cigna Healthcare of Arizona, Inc. LocalFlex $476.98 ↑ +132%
Devoted Health Services Medicare Advantage $489.26 ↑ +138%
Carekin Medicare Advantage $489.26 ↑ +138%
Cigna Healthcare of Arizona, Inc. Commercial $498.76 ↑ +142%
Arizona Medical Network Commercial $508.20 ↑ +147%
Gold Kidney Health Plan Medicare Advantage $512.56 ↑ +149%
Arizona Priority Care Medicare Advantage $512.56 ↑ +149%
Provider Network of America Commercial $544.50 ↑ +164%
Aetna Qualified Health Plan $633.71 ↑ +208%
United Healthcare Individual Exchange $652.34 ↑ +217%
Health Net Commerical Exchange Product $689.62 ↑ +235%
Health Choice Arizona, Inc. ACA Health Plan $698.94 ↑ +239%
Oscar Health Plan Commercial $768.83 ↑ +273%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Thaw preserved stem cells at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert not published $29.68 – $465.96
Banner University Medical Center Tucson Tucson $271.52 $170.68 – $768.83
Banner Casa Grande Medical Center Casa Grande $272.13 $117.16 – $830.25
Arizona General Hospital Laveen Phoenix not published $29.68 – $479.94
St. Joseph’s Hospital and Medical Center Phoenix not published $29.68 – $479.94
Yavapai Regional Medical Center (East) Prescott not published $29.68 – $493.92
Arizona General Hospital Mesa Mesa not published $29.68 – $479.94
Chandler Regional Medical Center Chandler not published $29.68 – $465.96

All Arizona hospitals for this procedure →