Team conf without pat by hc pro at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$57.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$155.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.00 with Aetna vs $278.54 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $31.00 ↓ -46%
Arizona Physicians IPA Medicaid $37.35 ↓ -35%
Health Net Medicaid $37.35 ↓ -35%
Mercy Care Mercy Medicaid $37.35 ↓ -35%
Aetna Qualified Health Plan $39.37 ↓ -32%
Health Choice Arizona, Inc. Medicare Advantage $46.50 ↓ -20%
Hospice of the Valley Medicare $54.25 ↓ -6%
Arizona Priority Care Medicare Advantage $62.00 ↑ +7%
Plotkin Health Plotkin Health $69.75 ↑ +21%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $69.75 ↑ +21%
Aetna Joint Venture $71.61 ↑ +24%
Aetna Designated Group $76.11 ↑ +32%
Health Net Medicare $77.50 ↑ +34%
Health Choice Arizona, Inc. ACA Health Plan $77.50 ↑ +34%
Oscar Health Plan Commercial $77.50 ↑ +34%
Aetna Banner Employee Plans $81.00 ↑ +40%
Aetna Medical Rental $81.69 ↑ +41%
Health Net Commerical Exchange Product $83.70 ↑ +45%
Quiktrip Corporation Commercial $83.70 ↑ +45%
Aetna Broad Network $89.44 ↑ +55%
Arizona Medical Network Commercial $108.50 ↑ +88%
Provider Network of America Commercial $116.25 ↑ +101%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +251%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $208.90 ↑ +261%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $222.83 ↑ +285%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +289%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $233.97 ↑ +305%
United Healthcare UHC Doctor's Plan $241.00 ↑ +317%
United Healthcare UHC Core $252.00 ↑ +336%
United Healthcare Commercial $265.00 ↑ +358%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $278.54 ↑ +382%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $278.54 ↑ +382%
Blue Cross Blue Shield of Arizona Commercial $278.54 ↑ +382%

Visitor-reported prices

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Team conf without pat by hc pro at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $25.58 $31.00 – $241.00
Banner University Medical Center Tucson Tucson $40.62 $30.20 – $268.00
Banner University Medical Center South Tucson $28.54 $30.20 – $268.00
Banner Baywood Medical Center Mesa $30.69 $31.00 – $241.00
Banner Boswell Medical Center Sun City $27.59 $31.00 – $241.00
Banner Del Webb Medical Center Sun City West $25.89 $31.00 – $241.00
Banner Desert Medical Center Mesa $40.61 $31.00 – $241.00
Banner Heart Hospital Mesa $41.05 $27.59 – $241.00

All Arizona hospitals for this procedure →