Str markers spec anal addl at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$161.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$915.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$304.81 with Cigna Healthcare of Arizona, Inc. vs $1,407.31 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $304.81 | ↑ +88% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $304.81 | ↑ +88% |
| UPMC Health Plan | Medicare Advantage | $304.81 | ↑ +88% |
| United Healthcare | UHC Medicare Advantage | $304.81 | ↑ +88% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $304.81 | ↑ +88% |
| Aetna | Medicare Advantage | $304.81 | ↑ +88% |
| Mercy Care | Mercy Medicaid | $304.81 | ↑ +88% |
| Mercy Care | Mercy Care Advantage | $304.81 | ↑ +88% |
| Arizona Physicians IPA | Medicaid | $304.81 | ↑ +88% |
| Arizona Physicians IPA | Medicare Advantage | $304.81 | ↑ +88% |
| Kaiser Foundation Health Plan | Medicare Advantage | $304.81 | ↑ +88% |
| Banner Health | Medicare Advantage | $304.81 | ↑ +88% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $304.81 | ↑ +88% |
| Banner University Health Plan | University Care Advantage | $304.81 | ↑ +88% |
| Humana | Medicare Advantage | $304.81 | ↑ +88% |
| Health Net | Medicare | $304.81 | ↑ +88% |
| Health Net | Medicaid | $304.81 | ↑ +88% |
| Health Choice Arizona, Inc. | Medicare Advantage | $304.81 | ↑ +88% |
| Health Choice Arizona, Inc. | Medicaid | $304.81 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $304.81 | ↑ +88% |
| Gila River Health Care Corporation | Managed Care Program | $304.81 | ↑ +88% |
| Care 1st | Medicare Advantage | $304.81 | ↑ +88% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $304.81 | ↑ +88% |
| Aetna | Banner Employee Plans | $307.44 | ↑ +90% |
| Devoted Health Services | Medicare Advantage | $320.05 | ↑ +98% |
| Carekin | Medicare Advantage | $320.05 | ↑ +98% |
| Hospice of the Valley | Medicare | $320.25 | ↑ +98% |
| Gold Kidney Health Plan | Medicare Advantage | $335.29 | ↑ +107% |
| Arizona Priority Care | Medicare Advantage | $335.29 | ↑ +107% |
| Plotkin Health | Plotkin Health | $411.75 | ↑ +154% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $411.75 | ↑ +154% |
| Aetna | Qualified Health Plan | $414.54 | ↑ +156% |
| United Healthcare | Individual Exchange | $426.73 | ↑ +163% |
| Health Net | Commerical Exchange Product | $451.12 | ↑ +179% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $453.70 | ↑ +180% |
| Health Choice Arizona, Inc. | ACA Health Plan | $457.21 | ↑ +182% |
| Aetna | Medical Rental | $482.20 | ↑ +198% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $483.95 | ↑ +199% |
| Quiktrip Corporation | Commercial | $494.10 | ↑ +205% |
| Oscar Health Plan | Commercial | $502.94 | ↑ +211% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $508.14 | ↑ +214% |
| United Healthcare | UHC Doctor's Plan | $563.77 | ↑ +248% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $588.45 | ↑ +263% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $604.93 | ↑ +274% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $604.93 | ↑ +274% |
| Blue Cross Blue Shield of Arizona | Commercial | $604.93 | ↑ +274% |
| United Healthcare | UHC Core | $623.31 | ↑ +285% |
| Arizona Medical Network | Commercial | $640.50 | ↑ +295% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $653.83 | ↑ +304% |
| United Healthcare | Commercial | $685.83 | ↑ +323% |
| Provider Network of America | Commercial | $686.25 | ↑ +324% |
| Aetna | Designated Group | $1,087.56 | ↑ +572% |
| Aetna | Joint Venture | $1,125.97 | ↑ +595% |
| Aetna | Broad Network | $1,407.31 | ↑ +769% |