Sim ang w/prs cath rad emb at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published Sep 22, 2026 · Ingested Oct 1, 2026

$3,448.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,612.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,670.93 with Blue Cross Blue Shield of Arizona vs $20,325.69 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,670.93 ↓ -52%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,782.32 ↓ -48%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,871.44 ↓ -46%
Blue Cross Blue Shield of Arizona Commercial $2,227.91 ↓ -35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,227.91 ↓ -35%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,227.91 ↓ -35%
Aetna Banner Employee Plans $3,797.12 ↑ +10%
Plotkin Health Plotkin Health $5,225.40 ↑ +52%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $5,225.40 ↑ +52%
Aetna Joint Venture $5,446.03 ↑ +58%
Aetna Designated Group $5,794.39 ↑ +68%
Aetna Medical Rental $5,956.96 ↑ +73%
Quiktrip Corporation Commercial $6,212.42 ↑ +80%
Aetna Broad Network $6,816.24 ↑ +98%
Cigna Healthcare of Arizona, Inc. LocalFlex $7,187.83 ↑ +108%
Arizona Medical Network Commercial $7,466.52 ↑ +116%
Cigna Healthcare of Arizona, Inc. Commercial $7,977.44 ↑ +131%
Health Choice Arizona, Inc. Medicaid $8,221.91 ↑ +138%
Arizona Physicians IPA Medicaid $8,221.91 ↑ +138%
Banner University Health Plan AZ Medicaid - AHCCCS $8,221.91 ↑ +138%
Health Net Medicaid $8,221.91 ↑ +138%
Mercy Care Mercy Medicaid $8,221.91 ↑ +138%
Provider Network of America Commercial $8,709.00 ↑ +153%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $12,318.60 ↑ +257%
Banner University Health Plan University Care Advantage $12,318.60 ↑ +257%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $12,318.60 ↑ +257%
Care 1st Medicare Advantage $12,318.60 ↑ +257%
Gila River Health Care Corporation Managed Care Program $12,318.60 ↑ +257%
United Healthcare UHC Medicare Advantage $12,318.60 ↑ +257%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $12,318.60 ↑ +257%
Banner Health Medicare Advantage $12,318.60 ↑ +257%
Arizona Physicians IPA Medicare Advantage $12,318.60 ↑ +257%
Aetna Medicare Advantage $12,318.60 ↑ +257%
UPMC Health Plan Medicare Advantage $12,318.60 ↑ +257%
Health Net Medicare $12,318.60 ↑ +257%
Blue Cross Blue Shield of Arizona Medicare Advantage $12,318.60 ↑ +257%
Kaiser Foundation Health Plan Medicare Advantage $12,318.60 ↑ +257%
Mercy Care Mercy Care Advantage $12,318.60 ↑ +257%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $12,318.60 ↑ +257%
Health Choice Arizona, Inc. Medicare Advantage $12,318.60 ↑ +257%
Humana Medicare Advantage $12,688.16 ↑ +268%
Carekin Medicare Advantage $12,934.53 ↑ +275%
Devoted Health Services Medicare Advantage $12,934.53 ↑ +275%
Gold Kidney Health Plan Medicare Advantage $13,550.46 ↑ +293%
Arizona Priority Care Medicare Advantage $13,550.46 ↑ +293%
United Healthcare Individual Exchange $17,861.97 ↑ +418%
Health Choice Arizona, Inc. ACA Health Plan $18,477.90 ↑ +436%
Health Net Commerical Exchange Product $18,601.09 ↑ +439%
Oscar Health Plan Commercial $20,325.69 ↑ +489%

Visitor-reported prices

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Sim ang w/prs cath rad emb at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Thunderbird Medical Center Glendale $2,972.67 $1,670.93 – $20,325.69

All Arizona hospitals for this procedure →