Renal cyst study s&i at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$416.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,402.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$350.10 with Banner University Health Plan vs $2,864.88 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $350.10 | ↓ -16% |
| Mercy Care | Mercy Medicaid | $350.10 | ↓ -16% |
| Arizona Physicians IPA | Medicaid | $350.10 | ↓ -16% |
| Health Choice Arizona, Inc. | Medicaid | $350.10 | ↓ -16% |
| Health Net | Medicaid | $350.10 | ↓ -16% |
| Aetna | Banner Employee Plans | $471.07 | ↑ +13% |
| Hospice of the Valley | Medicare | $490.70 | ↑ +18% |
| UPMC Health Plan | Medicare Advantage | $584.39 | ↑ +40% |
| Kaiser Foundation Health Plan | Medicare Advantage | $584.39 | ↑ +40% |
| Health Choice Arizona, Inc. | Medicare Advantage | $584.39 | ↑ +40% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $584.39 | ↑ +40% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $584.39 | ↑ +40% |
| Banner Health | Medicare Advantage | $584.39 | ↑ +40% |
| Gila River Health Care Corporation | Managed Care Program | $584.39 | ↑ +40% |
| Banner University Health Plan | University Care Advantage | $584.39 | ↑ +40% |
| Mercy Care | Mercy Care Advantage | $584.39 | ↑ +40% |
| Aetna | Medicare Advantage | $584.39 | ↑ +40% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $584.39 | ↑ +40% |
| Humana | Medicare Advantage | $584.39 | ↑ +40% |
| Arizona Physicians IPA | Medicare Advantage | $584.39 | ↑ +40% |
| Health Net | Medicare | $584.39 | ↑ +40% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $584.39 | ↑ +40% |
| United Healthcare | UHC Medicare Advantage | $584.39 | ↑ +40% |
| Care 1st | Medicare Advantage | $584.39 | ↑ +40% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $584.39 | ↑ +40% |
| Devoted Health Services | Medicare Advantage | $613.61 | ↑ +47% |
| Carekin | Medicare Advantage | $613.61 | ↑ +47% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $630.90 | ↑ +52% |
| Plotkin Health | Plotkin Health | $630.90 | ↑ +52% |
| Arizona Priority Care | Medicare Advantage | $642.83 | ↑ +54% |
| Gold Kidney Health Plan | Medicare Advantage | $642.83 | ↑ +54% |
| Aetna | Joint Venture | $647.72 | ↑ +56% |
| Aetna | Designated Group | $688.38 | ↑ +65% |
| Aetna | Medical Rental | $738.85 | ↑ +77% |
| Quiktrip Corporation | Commercial | $757.08 | ↑ +82% |
| Aetna | Qualified Health Plan | $794.77 | ↑ +91% |
| Aetna | Broad Network | $808.95 | ↑ +94% |
| United Healthcare | Individual Exchange | $818.15 | ↑ +96% |
| Health Net | Commerical Exchange Product | $864.90 | ↑ +108% |
| Health Choice Arizona, Inc. | ACA Health Plan | $876.59 | ↑ +111% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $921.11 | ↑ +121% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $963.17 | ↑ +131% |
| Oscar Health Plan | Commercial | $964.24 | ↑ +132% |
| Arizona Medical Network | Commercial | $981.40 | ↑ +136% |
| Provider Network of America | Commercial | $1,051.50 | ↑ +153% |
| United Healthcare | UHC Doctor's Plan | $2,073.84 | ↑ +398% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,148.66 | ↑ +416% |
| United Healthcare | UHC Core | $2,259.95 | ↑ +443% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,291.90 | ↑ +450% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,406.48 | ↑ +478% |
| United Healthcare | Commercial | $2,444.62 | ↑ +487% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,864.88 | ↑ +588% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,864.88 | ↑ +588% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,864.88 | ↑ +588% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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Renal cyst study s&i at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $395.36 | $350.10 – $1,051.50 |
| Banner Baywood Medical Center | Mesa | $403.78 | $350.10 – $1,051.50 |
| Banner Del Webb Medical Center | Sun City West | $326.67 | $350.10 – $1,121.60 |
| Banner Desert Medical Center | Mesa | $392.56 | $350.10 – $1,051.50 |
| Banner Estrella Medical Center | Phoenix | $365.92 | $350.10 – $1,051.50 |
| Banner Heart Hospital | Mesa | $581.83 | $350.10 – $1,051.50 |
| Banner Thunderbird Medical Center | Glendale | $358.91 | $72.99 – $1,051.50 |
| Yavapai Regional Medical Center (East) | Prescott | $1,599.01 | $30.80 – $1,831.75 |