Recon, cta for surg plan at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$736.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,638.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$231.13 with Blue Cross Blue Shield of Arizona vs $1,978.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $231.13 ↓ -69%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $246.54 ↓ -67%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $258.86 ↓ -65%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $308.17 ↓ -58%
Blue Cross Blue Shield of Arizona Commercial $308.17 ↓ -58%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $308.17 ↓ -58%
Arizona Physicians IPA Medicaid $380.14 ↓ -48%
Aetna Medicare Advantage $527.60 ↓ -28%
Aetna Qualified Health Plan $670.05 ↓ -9%
Health Choice Arizona, Inc. Medicare Advantage $791.40 ↑ +8%
Aetna Banner Employee Plans $886.37 ↑ +20%
Hospice of the Valley Medicare $923.30 ↑ +25%
Arizona Priority Care Medicare Advantage $1,055.20 ↑ +43%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,114.00 ↑ +51%
Plotkin Health Plotkin Health $1,187.10 ↑ +61%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,187.10 ↑ +61%
Aetna Joint Venture $1,218.76 ↑ +66%
Cigna Healthcare of Arizona, Inc. Commercial $1,238.00 ↑ +68%
Aetna Designated Group $1,295.26 ↑ +76%
Health Net Medicare $1,319.00 ↑ +79%
Health Choice Arizona, Inc. ACA Health Plan $1,319.00 ↑ +79%
Oscar Health Plan Commercial $1,319.00 ↑ +79%
Aetna Medical Rental $1,390.23 ↑ +89%
Quiktrip Corporation Commercial $1,424.52 ↑ +94%
Health Net Commerical Exchange Product $1,424.52 ↑ +94%
Aetna Broad Network $1,522.13 ↑ +107%
Arizona Medical Network Commercial $1,846.60 ↑ +151%
Provider Network of America Commercial $1,978.50 ↑ +169%

Visitor-reported prices

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Recon, cta for surg plan at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $451.10 $89.92 – $1,978.50
Banner Baywood Medical Center Mesa $429.99 $231.13 – $1,978.50
Banner Boswell Medical Center Sun City $400.98 $176.48 – $2,110.40
Banner Del Webb Medical Center Sun City West $390.42 $89.92 – $2,110.40
Banner Desert Medical Center Mesa $511.77 $231.13 – $1,978.50
Banner Ironwood Medical Center San Tan Valley $408.89 $231.13 – $1,978.50
Banner Estrella Medical Center Phoenix $485.39 $231.13 – $1,978.50
Banner Goldfield Medical Center Apache Junction $382.51 $145.92 – $1,978.50

All Arizona hospitals for this procedure →