Recon, cta for surg plan at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$736.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,638.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$231.13 with Blue Cross Blue Shield of Arizona vs $1,978.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $231.13 | ↓ -69% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $246.54 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $258.86 | ↓ -65% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $308.17 | ↓ -58% |
| Blue Cross Blue Shield of Arizona | Commercial | $308.17 | ↓ -58% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $308.17 | ↓ -58% |
| Arizona Physicians IPA | Medicaid | $380.14 | ↓ -48% |
| Aetna | Medicare Advantage | $527.60 | ↓ -28% |
| Aetna | Qualified Health Plan | $670.05 | ↓ -9% |
| Health Choice Arizona, Inc. | Medicare Advantage | $791.40 | ↑ +8% |
| Aetna | Banner Employee Plans | $886.37 | ↑ +20% |
| Hospice of the Valley | Medicare | $923.30 | ↑ +25% |
| Arizona Priority Care | Medicare Advantage | $1,055.20 | ↑ +43% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,114.00 | ↑ +51% |
| Plotkin Health | Plotkin Health | $1,187.10 | ↑ +61% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,187.10 | ↑ +61% |
| Aetna | Joint Venture | $1,218.76 | ↑ +66% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,238.00 | ↑ +68% |
| Aetna | Designated Group | $1,295.26 | ↑ +76% |
| Health Net | Medicare | $1,319.00 | ↑ +79% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,319.00 | ↑ +79% |
| Oscar Health Plan | Commercial | $1,319.00 | ↑ +79% |
| Aetna | Medical Rental | $1,390.23 | ↑ +89% |
| Quiktrip Corporation | Commercial | $1,424.52 | ↑ +94% |
| Health Net | Commerical Exchange Product | $1,424.52 | ↑ +94% |
| Aetna | Broad Network | $1,522.13 | ↑ +107% |
| Arizona Medical Network | Commercial | $1,846.60 | ↑ +151% |
| Provider Network of America | Commercial | $1,978.50 | ↑ +169% |
Visitor-reported prices
Comments
Recon, cta for surg plan at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $451.10 | $89.92 – $1,978.50 |
| Banner Baywood Medical Center | Mesa | $429.99 | $231.13 – $1,978.50 |
| Banner Boswell Medical Center | Sun City | $400.98 | $176.48 – $2,110.40 |
| Banner Del Webb Medical Center | Sun City West | $390.42 | $89.92 – $2,110.40 |
| Banner Desert Medical Center | Mesa | $511.77 | $231.13 – $1,978.50 |
| Banner Ironwood Medical Center | San Tan Valley | $408.89 | $231.13 – $1,978.50 |
| Banner Estrella Medical Center | Phoenix | $485.39 | $231.13 – $1,978.50 |
| Banner Goldfield Medical Center | Apache Junction | $382.51 | $145.92 – $1,978.50 |