Nuclear exam of tear flow at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$228.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$789.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$265.10 with Aetna vs $1,909.17 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $265.10 ↑ +16%
Health Choice Arizona, Inc. Medicaid $273.41 ↑ +20%
Health Net Medicaid $273.41 ↑ +20%
Mercy Care Mercy Medicaid $273.41 ↑ +20%
Banner University Health Plan AZ Medicaid - AHCCCS $273.41 ↑ +20%
Arizona Physicians IPA Medicaid $273.41 ↑ +20%
Hospice of the Valley Medicare $276.15 ↑ +21%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $355.05 ↑ +56%
Plotkin Health Plotkin Health $355.05 ↑ +56%
Aetna Joint Venture $364.52 ↑ +60%
Aetna Designated Group $387.40 ↑ +70%
Aetna Medical Rental $415.80 ↑ +82%
Quiktrip Corporation Commercial $426.06 ↑ +87%
Arizona Physicians IPA Medicare Advantage $428.28 ↑ +88%
Gila River Health Care Corporation Managed Care Program $428.28 ↑ +88%
Humana Medicare Advantage $428.28 ↑ +88%
United Healthcare UHC Medicare Advantage $428.28 ↑ +88%
UPMC Health Plan Medicare Advantage $428.28 ↑ +88%
Blue Cross Blue Shield of Arizona Medicare Advantage $428.28 ↑ +88%
Banner University Health Plan University Care Advantage $428.28 ↑ +88%
Mercy Care Mercy Care Advantage $428.28 ↑ +88%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $428.28 ↑ +88%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $428.28 ↑ +88%
Aetna Medicare Advantage $428.28 ↑ +88%
Banner Health Medicare Advantage $428.28 ↑ +88%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $428.28 ↑ +88%
Health Choice Arizona, Inc. Medicare Advantage $428.28 ↑ +88%
Kaiser Foundation Health Plan Medicare Advantage $428.28 ↑ +88%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $428.28 ↑ +88%
Health Net Medicare $428.28 ↑ +88%
Care 1st Medicare Advantage $428.28 ↑ +88%
Carekin Medicare Advantage $449.69 ↑ +97%
Devoted Health Services Medicare Advantage $449.69 ↑ +97%
Aetna Broad Network $455.25 ↑ +100%
Gold Kidney Health Plan Medicare Advantage $471.11 ↑ +107%
Arizona Priority Care Medicare Advantage $471.11 ↑ +107%
Cigna Healthcare of Arizona, Inc. LocalFlex $518.37 ↑ +127%
Cigna Healthcare of Arizona, Inc. Commercial $542.04 ↑ +138%
Arizona Medical Network Commercial $552.30 ↑ +142%
Aetna Qualified Health Plan $582.46 ↑ +155%
Provider Network of America Commercial $591.75 ↑ +160%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $597.05 ↑ +162%
United Healthcare Individual Exchange $599.59 ↑ +163%
Health Net Commerical Exchange Product $633.85 ↑ +178%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $636.86 ↑ +179%
Health Choice Arizona, Inc. ACA Health Plan $642.42 ↑ +182%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $668.69 ↑ +193%
Oscar Health Plan Commercial $706.66 ↑ +210%
Blue Cross Blue Shield of Arizona Commercial $796.07 ↑ +249%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $796.07 ↑ +249%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $796.07 ↑ +249%
United Healthcare UHC Doctor's Plan $1,617.92 ↑ +610%
United Healthcare UHC Core $1,763.10 ↑ +673%
United Healthcare Commercial $1,909.17 ↑ +737%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Nuclear exam of tear flow at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $166.48 $265.10 – $706.66
Yavapai Regional Medical Center (East) Prescott $703.42 $139.11 – $805.80

All Arizona hospitals for this procedure →