MRI cardiac morph & func wwo IV cont at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$438.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,595.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$266.89 with Health Net vs $1,946.25 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $266.89 ↓ -39%
Health Choice Arizona, Inc. Medicaid $266.89 ↓ -39%
Mercy Care Mercy Medicaid $266.89 ↓ -39%
Banner University Health Plan AZ Medicaid - AHCCCS $266.89 ↓ -39%
Arizona Physicians IPA Medicaid $266.89 ↓ -39%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $380.64 ↓ -13%
United Healthcare UHC Medicare Advantage $380.64 ↓ -13%
UPMC Health Plan Medicare Advantage $380.64 ↓ -13%
Kaiser Foundation Health Plan Medicare Advantage $380.64 ↓ -13%
Health Choice Arizona, Inc. Medicare Advantage $380.64 ↓ -13%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $380.64 ↓ -13%
Blue Cross Blue Shield of Arizona Medicare Advantage $380.64 ↓ -13%
Banner Health Medicare Advantage $380.64 ↓ -13%
Aetna Medicare Advantage $380.64 ↓ -13%
Gila River Health Care Corporation Managed Care Program $380.64 ↓ -13%
Banner University Health Plan University Care Advantage $380.64 ↓ -13%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $380.64 ↓ -13%
Care 1st Medicare Advantage $380.64 ↓ -13%
Humana Medicare Advantage $380.64 ↓ -13%
Arizona Physicians IPA Medicare Advantage $380.64 ↓ -13%
Health Net Medicare $380.64 ↓ -13%
Mercy Care Mercy Care Advantage $380.64 ↓ -13%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $380.64 ↓ -13%
Carekin Medicare Advantage $399.67 ↓ -9%
Devoted Health Services Medicare Advantage $399.67 ↓ -9%
Arizona Priority Care Medicare Advantage $418.70 ↓ -5%
Gold Kidney Health Plan Medicare Advantage $418.70 ↓ -5%
Aetna Qualified Health Plan $517.67 ↑ +18%
United Healthcare Individual Exchange $532.90 ↑ +22%
Health Net Commerical Exchange Product $563.35 ↑ +28%
Health Choice Arizona, Inc. ACA Health Plan $570.96 ↑ +30%
Oscar Health Plan Commercial $628.06 ↑ +43%
Aetna Banner Employee Plans $871.92 ↑ +99%
Hospice of the Valley Medicare $908.25 ↑ +107%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,167.75 ↑ +166%
Plotkin Health Plotkin Health $1,167.75 ↑ +166%
Aetna Joint Venture $1,198.89 ↑ +173%
Aetna Designated Group $1,274.14 ↑ +191%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,351.83 ↑ +208%
Aetna Medical Rental $1,367.57 ↑ +212%
Quiktrip Corporation Commercial $1,401.30 ↑ +220%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,441.96 ↑ +229%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,481.00 ↑ +238%
Aetna Broad Network $1,497.32 ↑ +241%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,514.04 ↑ +245%
United Healthcare UHC Doctor's Plan $1,580.51 ↑ +260%
Cigna Healthcare of Arizona, Inc. Commercial $1,646.00 ↑ +275%
United Healthcare UHC Core $1,722.34 ↑ +293%
Blue Cross Blue Shield of Arizona Commercial $1,802.44 ↑ +311%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,802.44 ↑ +311%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,802.44 ↑ +311%
Arizona Medical Network Commercial $1,816.50 ↑ +314%
United Healthcare Commercial $1,863.61 ↑ +325%
Provider Network of America Commercial $1,946.25 ↑ +344%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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MRI cardiac morph & func wwo IV cont at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $832.96 $380.64 – $2,607.22
Banner University Medical Center Phoenix Phoenix $498.24 $266.89 – $1,946.25
Banner University Medical Center Tucson Tucson $815.11 $266.89 – $3,524.80
Banner University Medical Center South Tucson $696.15 $266.89 – $3,524.80
Banner Baywood Medical Center Mesa $459.32 $266.89 – $1,946.25
Banner Boswell Medical Center Sun City $381.46 $266.89 – $2,076.00
Banner Desert Medical Center Mesa $627.99 $266.89 – $1,946.25
Banner Estrella Medical Center Phoenix $490.46 $266.89 – $1,946.25

All Arizona hospitals for this procedure →