Microsatellite instability at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$185.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,046.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$348.56 with Care 1st vs $1,809.32 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $348.56 | ↑ +88% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $348.56 | ↑ +88% |
| Humana | Medicare Advantage | $348.56 | ↑ +88% |
| Arizona Physicians IPA | Medicare Advantage | $348.56 | ↑ +88% |
| Mercy Care | Mercy Medicaid | $348.56 | ↑ +88% |
| Mercy Care | Mercy Care Advantage | $348.56 | ↑ +88% |
| Aetna | Medicare Advantage | $348.56 | ↑ +88% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $348.56 | ↑ +88% |
| Arizona Physicians IPA | Medicaid | $348.56 | ↑ +88% |
| Health Net | Medicaid | $348.56 | ↑ +88% |
| Health Net | Medicare | $348.56 | ↑ +88% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $348.56 | ↑ +88% |
| United Healthcare | UHC Medicare Advantage | $348.56 | ↑ +88% |
| UPMC Health Plan | Medicare Advantage | $348.56 | ↑ +88% |
| Kaiser Foundation Health Plan | Medicare Advantage | $348.56 | ↑ +88% |
| Health Choice Arizona, Inc. | Medicare Advantage | $348.56 | ↑ +88% |
| Health Choice Arizona, Inc. | Medicaid | $348.56 | ↑ +88% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $348.56 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $348.56 | ↑ +88% |
| Banner Health | Medicare Advantage | $348.56 | ↑ +88% |
| Gila River Health Care Corporation | Managed Care Program | $348.56 | ↑ +88% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $348.56 | ↑ +88% |
| Banner University Health Plan | University Care Advantage | $348.56 | ↑ +88% |
| Aetna | Banner Employee Plans | $351.46 | ↑ +90% |
| Carekin | Medicare Advantage | $365.99 | ↑ +98% |
| Devoted Health Services | Medicare Advantage | $365.99 | ↑ +98% |
| Hospice of the Valley | Medicare | $366.10 | ↑ +98% |
| Arizona Priority Care | Medicare Advantage | $383.42 | ↑ +107% |
| Gold Kidney Health Plan | Medicare Advantage | $383.42 | ↑ +107% |
| Plotkin Health | Plotkin Health | $470.70 | ↑ +154% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $470.70 | ↑ +154% |
| Aetna | Qualified Health Plan | $474.04 | ↑ +156% |
| United Healthcare | Individual Exchange | $487.98 | ↑ +164% |
| Health Net | Commerical Exchange Product | $515.87 | ↑ +179% |
| Health Choice Arizona, Inc. | ACA Health Plan | $522.84 | ↑ +182% |
| Aetna | Medical Rental | $551.24 | ↑ +198% |
| Quiktrip Corporation | Commercial | $564.84 | ↑ +205% |
| Oscar Health Plan | Commercial | $575.12 | ↑ +211% |
| United Healthcare | UHC Doctor's Plan | $644.69 | ↑ +248% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $672.88 | ↑ +263% |
| United Healthcare | UHC Core | $712.77 | ↑ +285% |
| Arizona Medical Network | Commercial | $732.20 | ↑ +295% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $747.65 | ↑ +304% |
| United Healthcare | Commercial | $784.26 | ↑ +324% |
| Provider Network of America | Commercial | $784.50 | ↑ +324% |
| Aetna | Designated Group | $1,243.66 | ↑ +572% |
| Aetna | Joint Venture | $1,287.58 | ↑ +595% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,356.99 | ↑ +633% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,447.45 | ↑ +682% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,519.82 | ↑ +721% |
| Aetna | Broad Network | $1,609.30 | ↑ +769% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,809.32 | ↑ +877% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,809.32 | ↑ +877% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,809.32 | ↑ +877% |
Visitor-reported prices
Comments
Microsatellite instability at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $342.99 | $195.20 – $1,073.57 |
| Banner University Medical Center Phoenix | Phoenix | $291.83 | $348.56 – $784.50 |
| Banner University Medical Center Tucson | Tucson | $347.49 | $348.56 – $1,144.00 |
| Banner University Medical Center South | Tucson | $244.53 | $348.56 – $1,144.00 |
| Banner Baywood Medical Center | Mesa | $228.03 | $348.56 – $784.50 |
| Banner Boswell Medical Center | Sun City | $237.44 | $348.56 – $836.80 |
| Banner Casa Grande Medical Center | Casa Grande | $165.27 | $348.56 – $784.50 |
| Banner Del Webb Medical Center | Sun City West | $186.19 | $348.56 – $836.80 |