Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$12.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$75.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.07 with Cigna Healthcare of Arizona, Inc. vs $74.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $16.07 ↑ +32%
Care 1st Medicare Advantage $16.07 ↑ +32%
Humana Medicare Advantage $16.07 ↑ +32%
Arizona Physicians IPA Medicare Advantage $16.07 ↑ +32%
Mercy Care Mercy Care Advantage $16.07 ↑ +32%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $16.07 ↑ +32%
Arizona Physicians IPA Medicaid $16.07 ↑ +32%
Health Net Medicaid $16.07 ↑ +32%
Health Net Medicare $16.07 ↑ +32%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $16.07 ↑ +32%
United Healthcare UHC Medicare Advantage $16.07 ↑ +32%
UPMC Health Plan Medicare Advantage $16.07 ↑ +32%
Kaiser Foundation Health Plan Medicare Advantage $16.07 ↑ +32%
Health Choice Arizona, Inc. Medicare Advantage $16.07 ↑ +32%
Health Choice Arizona, Inc. Medicaid $16.07 ↑ +32%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $16.07 ↑ +32%
Blue Cross Blue Shield of Arizona Medicare Advantage $16.07 ↑ +32%
Banner Health Medicare Advantage $16.07 ↑ +32%
Aetna Medicare Advantage $16.07 ↑ +32%
Gila River Health Care Corporation Managed Care Program $16.07 ↑ +32%
Banner University Health Plan AZ Medicaid - AHCCCS $16.07 ↑ +32%
Banner University Health Plan University Care Advantage $16.07 ↑ +32%
Mercy Care Mercy Medicaid $16.07 ↑ +32%
Carekin Medicare Advantage $16.87 ↑ +38%
Devoted Health Services Medicare Advantage $16.87 ↑ +38%
Arizona Priority Care Medicare Advantage $17.68 ↑ +45%
Gold Kidney Health Plan Medicare Advantage $17.68 ↑ +45%
Aetna Banner Employee Plans $21.84 ↑ +79%
Aetna Qualified Health Plan $21.86 ↑ +79%
United Healthcare Individual Exchange $22.50 ↑ +84%
Hospice of the Valley Medicare $22.75 ↑ +86%
Health Net Commerical Exchange Product $23.78 ↑ +95%
Health Choice Arizona, Inc. ACA Health Plan $24.11 ↑ +97%
Oscar Health Plan Commercial $26.52 ↑ +117%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $29.25 ↑ +139%
Plotkin Health Plotkin Health $29.25 ↑ +139%
United Healthcare UHC Doctor's Plan $29.73 ↑ +143%
Cigna Healthcare of Arizona, Inc. LocalFlex $31.04 ↑ +154%
United Healthcare UHC Core $32.86 ↑ +169%
Aetna Medical Rental $34.26 ↑ +180%
Cigna Healthcare of Arizona, Inc. Commercial $34.48 ↑ +182%
Quiktrip Corporation Commercial $35.10 ↑ +187%
United Healthcare Commercial $36.16 ↑ +196%
Arizona Medical Network Commercial $45.50 ↑ +272%
Provider Network of America Commercial $48.75 ↑ +299%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $55.19 ↑ +352%
Aetna Designated Group $57.34 ↑ +369%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $58.87 ↑ +382%
Aetna Joint Venture $59.36 ↑ +386%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $61.82 ↑ +406%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $73.59 ↑ +502%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $73.59 ↑ +502%
Blue Cross Blue Shield of Arizona Commercial $73.59 ↑ +502%
Aetna Broad Network $74.20 ↑ +507%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $140.96 $5.74 – $31.57
Banner University Medical Center Phoenix Phoenix $14.37 $16.07 – $48.75
Banner University Medical Center Tucson Tucson $66.69 $16.07 – $52.00
Banner University Medical Center South Tucson $12.53 $16.07 – $52.00
Banner Baywood Medical Center Mesa $14.50 $16.07 – $48.75
Banner Behavioral Health Hospital Scottsdale $38.08 $16.07 – $45.50
Banner Boswell Medical Center Sun City $11.83 $16.07 – $52.00
Banner Casa Grande Medical Center Casa Grande $13.46 $16.07 – $48.75

All Arizona hospitals for this procedure →