Insulin for insulin pump use at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$0.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1.78
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.36 with Aetna vs $16.21 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $0.36 | ↑ +1100% |
| Aetna | Qualified Health Plan | $0.45 | ↑ +1400% |
| Health Choice Arizona, Inc. | Medicare Advantage | $0.53 | ↑ +1667% |
| Aetna | Banner Employee Plans | $0.60 | ↑ +1900% |
| Hospice of the Valley | Medicare | $0.62 | ↑ +1967% |
| Arizona Priority Care | Medicare Advantage | $0.71 | ↑ +2267% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $0.80 | ↑ +2567% |
| Plotkin Health | Plotkin Health | $0.80 | ↑ +2567% |
| United Healthcare | UHC Doctor's Plan | $0.86 | ↑ +2767% |
| Oscar Health Plan | Commercial | $0.89 | ↑ +2867% |
| Health Choice Arizona, Inc. | ACA Health Plan | $0.89 | ↑ +2867% |
| Health Net | Medicare | $0.89 | ↑ +2867% |
| United Healthcare | UHC Core | $0.90 | ↑ +2900% |
| Aetna | Medical Rental | $0.94 | ↑ +3033% |
| United Healthcare | Commercial | $0.95 | ↑ +3067% |
| Health Net | Commerical Exchange Product | $0.96 | ↑ +3100% |
| Quiktrip Corporation | Commercial | $0.96 | ↑ +3100% |
| Arizona Medical Network | Commercial | $1.25 | ↑ +4067% |
| Provider Network of America | Commercial | $1.33 | ↑ +4333% |
| Arizona Physicians IPA | Medicaid | $3.24 | ↑ +10700% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3.24 | ↑ +10700% |
| Health Choice Arizona, Inc. | Medicaid | $3.24 | ↑ +10700% |
| Health Net | Medicaid | $3.24 | ↑ +10700% |
| Mercy Care | Mercy Medicaid | $3.24 | ↑ +10700% |
| Aetna | Designated Group | $4.76 | ↑ +15767% |
| Aetna | Broad Network | $4.76 | ↑ +15767% |
| Aetna | Joint Venture | $4.76 | ↑ +15767% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4.81 | ↑ +15933% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $5.35 | ↑ +17733% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $12.15 | ↑ +40400% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $12.97 | ↑ +43133% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $13.61 | ↑ +45267% |
| Blue Cross Blue Shield of Arizona | Commercial | $16.21 | ↑ +53933% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $16.21 | ↑ +53933% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $16.21 | ↑ +53933% |