Inst via cath agent pleurds at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$295.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$963.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$337.05 with Hospice of the Valley vs $6,483.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of the Valley Medicare $337.05 ↑ +14%
Health Choice Arizona, Inc. Medicaid $392.67 ↑ +33%
Health Net Medicaid $392.67 ↑ +33%
Banner University Health Plan AZ Medicaid - AHCCCS $392.67 ↑ +33%
Arizona Physicians IPA Medicaid $392.67 ↑ +33%
Mercy Care Mercy Medicaid $392.67 ↑ +33%
Plotkin Health Plotkin Health $433.35 ↑ +47%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $433.35 ↑ +47%
Aetna Medical Rental $507.50 ↑ +72%
Quiktrip Corporation Commercial $520.02 ↑ +76%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $658.95 ↑ +123%
Gila River Health Care Corporation Managed Care Program $658.95 ↑ +123%
Banner University Health Plan University Care Advantage $658.95 ↑ +123%
Mercy Care Mercy Care Advantage $658.95 ↑ +123%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $658.95 ↑ +123%
Humana Medicare Advantage $658.95 ↑ +123%
Arizona Physicians IPA Medicare Advantage $658.95 ↑ +123%
United Healthcare UHC Medicare Advantage $658.95 ↑ +123%
UPMC Health Plan Medicare Advantage $658.95 ↑ +123%
Health Net Medicare $658.95 ↑ +123%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $658.95 ↑ +123%
Kaiser Foundation Health Plan Medicare Advantage $658.95 ↑ +123%
Health Choice Arizona, Inc. Medicare Advantage $658.95 ↑ +123%
Blue Cross Blue Shield of Arizona Medicare Advantage $658.95 ↑ +123%
Care 1st Medicare Advantage $658.95 ↑ +123%
Banner Health Medicare Advantage $658.95 ↑ +123%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $658.95 ↑ +123%
Aetna Medicare Advantage $658.95 ↑ +123%
Arizona Medical Network Commercial $674.10 ↑ +128%
Devoted Health Services Medicare Advantage $691.90 ↑ +134%
Carekin Medicare Advantage $691.90 ↑ +134%
Provider Network of America Commercial $722.25 ↑ +144%
Arizona Priority Care Medicare Advantage $724.85 ↑ +145%
Gold Kidney Health Plan Medicare Advantage $724.85 ↑ +145%
Aetna Qualified Health Plan $896.17 ↑ +203%
United Healthcare Individual Exchange $922.53 ↑ +212%
Health Net Commerical Exchange Product $975.25 ↑ +230%
Health Choice Arizona, Inc. ACA Health Plan $988.42 ↑ +234%
Oscar Health Plan Commercial $1,087.27 ↑ +268%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,597.00 ↑ +440%
Cigna Healthcare of Arizona, Inc. Commercial $1,774.00 ↑ +500%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +725%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +781%
Aetna Banner Employee Plans $2,633.00 ↑ +791%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +825%
United Healthcare UHC Doctor's Plan $3,152.00 ↑ +966%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $3,253.90 ↑ +1001%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +1001%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +1001%
United Healthcare UHC Core $3,294.00 ↑ +1014%
United Healthcare Commercial $3,467.00 ↑ +1073%
Aetna Joint Venture $5,186.00 ↑ +1654%
Aetna Designated Group $5,511.00 ↑ +1764%
Aetna Broad Network $6,483.00 ↑ +2093%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Inst via cath agent pleurds at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert not published $78.32 – $658.95
Banner University Medical Center Phoenix Phoenix $344.75 $392.67 – $1,087.27
Banner Baywood Medical Center Mesa $329.35 $337.05 – $4,018.00
Banner Boswell Medical Center Sun City $278.31 $337.05 – $1,087.27
Banner Casa Grande Medical Center Casa Grande $266.75 $337.05 – $988.42
Banner Del Webb Medical Center Sun City West $307.20 $337.05 – $1,087.27
Banner Desert Medical Center Mesa $340.90 $337.05 – $1,087.27
Banner Estrella Medical Center Phoenix $372.68 $337.05 – $1,087.27

All Arizona hospitals for this procedure →