Insertion of catheter vein at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$326.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,065.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$213.00 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $213.00 | ↓ -35% |
| Arizona Physicians IPA | Medicaid | $256.67 | ↓ -21% |
| Health Choice Arizona, Inc. | Medicaid | $256.67 | ↓ -21% |
| Health Net | Medicaid | $256.67 | ↓ -21% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $256.67 | ↓ -21% |
| Mercy Care | Mercy Medicaid | $256.67 | ↓ -21% |
| Aetna | Qualified Health Plan | $270.51 | ↓ -17% |
| Health Choice Arizona, Inc. | Medicare Advantage | $319.50 | ↓ -2% |
| Hospice of the Valley | Medicare | $372.75 | ↑ +14% |
| Arizona Priority Care | Medicare Advantage | $426.00 | ↑ +30% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $468.22 | ↑ +43% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $479.25 | ↑ +47% |
| Plotkin Health | Plotkin Health | $479.25 | ↑ +47% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $499.44 | ↑ +53% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $524.40 | ↑ +60% |
| Oscar Health Plan | Commercial | $532.50 | ↑ +63% |
| Health Choice Arizona, Inc. | ACA Health Plan | $532.50 | ↑ +63% |
| Health Net | Medicare | $532.50 | ↑ +63% |
| Aetna | Medical Rental | $561.25 | ↑ +72% |
| Quiktrip Corporation | Commercial | $575.10 | ↑ +76% |
| Health Net | Commerical Exchange Product | $575.10 | ↑ +76% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $624.29 | ↑ +91% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $624.29 | ↑ +91% |
| Blue Cross Blue Shield of Arizona | Commercial | $624.29 | ↑ +91% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $699.71 | ↑ +114% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $731.65 | ↑ +124% |
| Arizona Medical Network | Commercial | $745.50 | ↑ +128% |
| Provider Network of America | Commercial | $798.75 | ↑ +144% |
| Aetna | Banner Employee Plans | $1,170.00 | ↑ +258% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +547% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +576% |
| United Healthcare | Commercial | $2,326.00 | ↑ +611% |
| Aetna | Joint Venture | $4,405.00 | ↑ +1247% |
| Aetna | Designated Group | $4,680.00 | ↑ +1331% |
| Aetna | Broad Network | $5,506.00 | ↑ +1584% |
Visitor-reported prices
Comments
Insertion of catheter vein at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $265.44 | $151.06 – $830.83 |
| Banner University Medical Center Phoenix | Phoenix | $381.27 | $182.16 – $4,018.00 |
| Banner University Medical Center Tucson | Tucson | $430.52 | $237.20 – $2,041.00 |
| Banner University Medical Center South | Tucson | $625.02 | $237.20 – $2,041.00 |
| Banner Baywood Medical Center | Mesa | $364.23 | $213.00 – $4,018.00 |
| Banner Boswell Medical Center | Sun City | $307.78 | $213.00 – $4,018.00 |
| Banner Casa Grande Medical Center | Casa Grande | $295.01 | $213.00 – $1,851.00 |
| Banner Del Webb Medical Center | Sun City West | $339.74 | $182.16 – $4,018.00 |