Icd cobalt xt dr MRI is1 df1 at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$45,289.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$131,404.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8,760.00 with Aetna vs $59,907.00 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $8,760.00 | ↓ -81% |
| Mercy Care | Mercy Medicaid | $10,555.80 | ↓ -77% |
| Arizona Physicians IPA | Medicaid | $10,555.80 | ↓ -77% |
| Health Net | Medicaid | $10,555.80 | ↓ -77% |
| Health Choice Arizona, Inc. | Medicaid | $10,555.80 | ↓ -77% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $10,555.80 | ↓ -77% |
| Aetna | Qualified Health Plan | $11,125.20 | ↓ -75% |
| Health Choice Arizona, Inc. | Medicare Advantage | $13,140.00 | ↓ -71% |
| Aetna | Banner Employee Plans | $14,716.80 | ↓ -68% |
| Hospice of the Valley | Medicare | $15,330.00 | ↓ -66% |
| Arizona Priority Care | Medicare Advantage | $17,520.00 | ↓ -61% |
| Plotkin Health | Plotkin Health | $19,710.00 | ↓ -56% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $19,710.00 | ↓ -56% |
| Aetna | Joint Venture | $19,972.80 | ↓ -56% |
| Aetna | Designated Group | $21,199.20 | ↓ -53% |
| United Healthcare | UHC Doctor's Plan | $21,243.00 | ↓ -53% |
| Oscar Health Plan | Commercial | $21,900.00 | ↓ -52% |
| Health Net | Medicare | $21,900.00 | ↓ -52% |
| Health Choice Arizona, Inc. | ACA Health Plan | $21,900.00 | ↓ -52% |
| United Healthcare | UHC Core | $22,206.60 | ↓ -51% |
| Aetna | Medical Rental | $23,082.60 | ↓ -49% |
| United Healthcare | Commercial | $23,389.20 | ↓ -48% |
| Quiktrip Corporation | Commercial | $23,652.00 | ↓ -48% |
| Health Net | Commerical Exchange Product | $23,652.00 | ↓ -48% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $24,002.40 | ↓ -47% |
| Aetna | Broad Network | $24,966.00 | ↓ -45% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $25,097.40 | ↓ -45% |
| Arizona Medical Network | Commercial | $30,660.00 | ↓ -32% |
| Provider Network of America | Commercial | $32,850.00 | ↓ -27% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $44,930.25 | ↓ -1% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $47,925.60 | ↑ +6% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $50,321.50 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | Commercial | $59,907.00 | ↑ +32% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $59,907.00 | ↑ +32% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $59,907.00 | ↑ +32% |
Visitor-reported prices
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Icd cobalt xt dr MRI is1 df1 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $36,700.25 | $5,221.16 – $33,383.00 |
| Banner University Medical Center Phoenix | Phoenix | $39,815.41 | $8,760.00 – $32,850.00 |
| Banner University Medical Center Tucson | Tucson | $32,982.40 | $8,760.00 – $38,332.50 |
| Banner University Medical Center South | Tucson | $22,075.87 | $8,760.00 – $35,040.00 |
| Banner Baywood Medical Center | Mesa | $33,121.69 | $8,760.00 – $44,930.25 |
| Banner Boswell Medical Center | Sun City | $36,530.31 | $8,760.00 – $35,040.00 |
| Banner Casa Grande Medical Center | Casa Grande | $27,157.24 | $8,760.00 – $32,850.00 |
| Banner Del Webb Medical Center | Sun City West | $42,706.30 | $8,760.00 – $35,040.00 |