Hdr rdncl ntrstl/icav brchtx at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$2,078.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,499.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$513.63 with Health Net vs $3,374.25 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $513.63 | ↓ -75% |
| Health Choice Arizona, Inc. | Medicaid | $513.63 | ↓ -75% |
| Mercy Care | Mercy Medicaid | $513.63 | ↓ -75% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $513.63 | ↓ -75% |
| Arizona Physicians IPA | Medicaid | $513.63 | ↓ -75% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $739.48 | ↓ -64% |
| United Healthcare | UHC Medicare Advantage | $739.48 | ↓ -64% |
| UPMC Health Plan | Medicare Advantage | $739.48 | ↓ -64% |
| Kaiser Foundation Health Plan | Medicare Advantage | $739.48 | ↓ -64% |
| Health Choice Arizona, Inc. | Medicare Advantage | $739.48 | ↓ -64% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $739.48 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $739.48 | ↓ -64% |
| Banner Health | Medicare Advantage | $739.48 | ↓ -64% |
| Aetna | Medicare Advantage | $739.48 | ↓ -64% |
| Gila River Health Care Corporation | Managed Care Program | $739.48 | ↓ -64% |
| Banner University Health Plan | University Care Advantage | $739.48 | ↓ -64% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $739.48 | ↓ -64% |
| Care 1st | Medicare Advantage | $739.48 | ↓ -64% |
| Humana | Medicare Advantage | $739.48 | ↓ -64% |
| Arizona Physicians IPA | Medicare Advantage | $739.48 | ↓ -64% |
| Health Net | Medicare | $739.48 | ↓ -64% |
| Mercy Care | Mercy Care Advantage | $739.48 | ↓ -64% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $739.48 | ↓ -64% |
| Carekin | Medicare Advantage | $776.45 | ↓ -63% |
| Devoted Health Services | Medicare Advantage | $776.45 | ↓ -63% |
| Arizona Priority Care | Medicare Advantage | $813.43 | ↓ -61% |
| Gold Kidney Health Plan | Medicare Advantage | $813.43 | ↓ -61% |
| Aetna | Qualified Health Plan | $1,005.69 | ↓ -52% |
| United Healthcare | Individual Exchange | $1,035.27 | ↓ -50% |
| Health Net | Commerical Exchange Product | $1,094.43 | ↓ -47% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,109.22 | ↓ -47% |
| Oscar Health Plan | Commercial | $1,220.14 | ↓ -41% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,288.08 | ↓ -38% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,373.95 | ↓ -34% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,442.64 | ↓ -31% |
| Aetna | Banner Employee Plans | $1,511.66 | ↓ -27% |
| Hospice of the Valley | Medicare | $1,574.65 | ↓ -24% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,717.44 | ↓ -17% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,717.44 | ↓ -17% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,717.44 | ↓ -17% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,024.55 | ↓ -3% |
| Plotkin Health | Plotkin Health | $2,024.55 | ↓ -3% |
| Aetna | Joint Venture | $2,078.54 | ↑ +0% |
| United Healthcare | UHC Doctor's Plan | $2,200.00 | ↑ +6% |
| Aetna | Designated Group | $2,209.01 | ↑ +6% |
| United Healthcare | UHC Core | $2,299.00 | ↑ +11% |
| Aetna | Medical Rental | $2,370.97 | ↑ +14% |
| United Healthcare | Commercial | $2,420.00 | ↑ +16% |
| Quiktrip Corporation | Commercial | $2,429.46 | ↑ +17% |
| Aetna | Broad Network | $2,595.92 | ↑ +25% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $2,955.84 | ↑ +42% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3,090.81 | ↑ +49% |
| Arizona Medical Network | Commercial | $3,149.30 | ↑ +52% |
| Provider Network of America | Commercial | $3,374.25 | ↑ +62% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $2,074.04 | $501.12 – $3,374.25 |
| Banner University Medical Center Tucson | Tucson | $1,232.20 | $513.63 – $4,628.00 |
| Banner Boswell Medical Center | Sun City | $1,678.13 | $513.63 – $3,599.20 |
| Banner Desert Medical Center | Mesa | $2,150.52 | $513.63 – $3,374.25 |
| Banner Thunderbird Medical Center | Glendale | $1,880.58 | $72.99 – $3,374.25 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $917.95 | $456.57 – $1,898.37 |