Fees w/laryngeal sense test at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$144.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$515.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$81.00 with Aetna vs $778.73 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $81.00 | ↓ -44% |
| Aetna | Medicare Advantage | $103.00 | ↓ -29% |
| Arizona Physicians IPA | Medicaid | $124.11 | ↓ -14% |
| Health Net | Medicaid | $124.11 | ↓ -14% |
| Mercy Care | Mercy Medicaid | $124.11 | ↓ -14% |
| Aetna | Qualified Health Plan | $130.81 | ↓ -9% |
| Health Choice Arizona, Inc. | Medicare Advantage | $154.50 | ↑ +7% |
| Hospice of the Valley | Medicare | $180.25 | ↑ +25% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $203.00 | ↑ +41% |
| Arizona Priority Care | Medicare Advantage | $206.00 | ↑ +43% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $225.00 | ↑ +56% |
| Plotkin Health | Plotkin Health | $231.75 | ↑ +61% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $231.75 | ↑ +61% |
| Aetna | Joint Venture | $237.93 | ↑ +65% |
| United Healthcare | UHC Doctor's Plan | $241.00 | ↑ +67% |
| United Healthcare | UHC Core | $252.00 | ↑ +75% |
| Aetna | Designated Group | $252.87 | ↑ +75% |
| Health Net | Medicare | $257.50 | ↑ +79% |
| Health Choice Arizona, Inc. | ACA Health Plan | $257.50 | ↑ +79% |
| Oscar Health Plan | Commercial | $257.50 | ↑ +79% |
| United Healthcare | Commercial | $265.00 | ↑ +84% |
| Aetna | Medical Rental | $271.40 | ↑ +88% |
| Health Net | Commerical Exchange Product | $278.10 | ↑ +93% |
| Quiktrip Corporation | Commercial | $278.10 | ↑ +93% |
| Aetna | Broad Network | $297.15 | ↑ +106% |
| Arizona Medical Network | Commercial | $360.50 | ↑ +150% |
| Provider Network of America | Commercial | $386.25 | ↑ +168% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $584.05 | ↑ +305% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $622.98 | ↑ +332% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $654.13 | ↑ +354% |
| Blue Cross Blue Shield of Arizona | Commercial | $778.73 | ↑ +440% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $778.73 | ↑ +440% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $778.73 | ↑ +440% |
Visitor-reported prices
Comments
Fees w/laryngeal sense test at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $138.54 | $81.00 – $584.05 |