CT upper extremity w/contrast (both sides) at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$282.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,153.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$241.82 with Health Choice Arizona, Inc. vs $1,863.61 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice Arizona, Inc. | Medicaid | $241.82 | ↓ -14% |
| Arizona Physicians IPA | Medicaid | $241.82 | ↓ -14% |
| Health Net | Medicaid | $241.82 | ↓ -14% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $241.82 | ↓ -14% |
| Mercy Care | Mercy Medicaid | $241.82 | ↓ -14% |
| Aetna | Banner Employee Plans | $341.00 | ↑ +21% |
| Aetna | Medicare Advantage | $430.60 | ↑ +53% |
| Aetna | Qualified Health Plan | $546.86 | ↑ +94% |
| Health Choice Arizona, Inc. | Medicare Advantage | $645.90 | ↑ +129% |
| Hospice of the Valley | Medicare | $753.55 | ↑ +167% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $809.26 | ↑ +187% |
| Arizona Priority Care | Medicare Advantage | $861.20 | ↑ +205% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $863.22 | ↑ +206% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $906.37 | ↑ +221% |
| Plotkin Health | Plotkin Health | $968.85 | ↑ +244% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $968.85 | ↑ +244% |
| Aetna | Joint Venture | $994.69 | ↑ +253% |
| Aetna | Designated Group | $1,057.12 | ↑ +275% |
| Oscar Health Plan | Commercial | $1,076.50 | ↑ +282% |
| Health Net | Medicare | $1,076.50 | ↑ +282% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,076.50 | ↑ +282% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,079.02 | ↑ +283% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,079.02 | ↑ +283% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,079.02 | ↑ +283% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,114.00 | ↑ +295% |
| Aetna | Medical Rental | $1,134.63 | ↑ +302% |
| Quiktrip Corporation | Commercial | $1,162.62 | ↑ +312% |
| Health Net | Commerical Exchange Product | $1,162.62 | ↑ +312% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,238.00 | ↑ +339% |
| Aetna | Broad Network | $1,242.28 | ↑ +340% |
| Arizona Medical Network | Commercial | $1,507.10 | ↑ +434% |
| United Healthcare | UHC Doctor's Plan | $1,580.51 | ↑ +460% |
| Provider Network of America | Commercial | $1,614.75 | ↑ +473% |
| United Healthcare | UHC Core | $1,722.34 | ↑ +511% |
| United Healthcare | Commercial | $1,863.61 | ↑ +561% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
CT upper extremity w/contrast (both sides) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $357.40 | $241.82 – $1,614.75 |
| Banner University Medical Center Tucson | Tucson | $237.64 | $241.82 – $1,863.61 |
| Banner University Medical Center South | Tucson | $232.16 | $241.82 – $1,863.61 |
| Banner Baywood Medical Center | Mesa | $338.02 | $241.82 – $1,614.75 |
| Banner Boswell Medical Center | Sun City | $342.33 | $241.82 – $1,722.40 |
| Banner Casa Grande Medical Center | Casa Grande | $355.24 | $241.82 – $1,614.75 |
| Banner Del Webb Medical Center | Sun City West | $376.78 | $241.82 – $1,722.40 |
| Banner Desert Medical Center | Mesa | $419.84 | $241.82 – $1,614.75 |