Consultation pathology during surgery frozen section first tissue block at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$77.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$365.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.18 with Cigna Healthcare of Arizona, Inc. vs $463.18 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. LocalFlex $76.18 ↓ -1%
Cigna Healthcare of Arizona, Inc. Commercial $84.64 ↑ +10%
Mercy Care Mercy Medicaid $108.14 ↑ +40%
Health Net Medicaid $108.14 ↑ +40%
Arizona Physicians IPA Medicaid $108.14 ↑ +40%
Health Choice Arizona, Inc. Medicaid $108.14 ↑ +40%
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↑ +40%
Aetna Banner Employee Plans $122.64 ↑ +59%
Hospice of the Valley Medicare $127.75 ↑ +66%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $160.52 ↑ +108%
Plotkin Health Plotkin Health $164.25 ↑ +113%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $164.25 ↑ +113%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $171.22 ↑ +122%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $179.78 ↑ +133%
Banner University Health Plan University Care Advantage $182.64 ↑ +137%
Mercy Care Mercy Care Advantage $182.64 ↑ +137%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↑ +137%
Banner Health Medicare Advantage $182.64 ↑ +137%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↑ +137%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↑ +137%
Humana Medicare Advantage $182.64 ↑ +137%
Care 1st Medicare Advantage $182.64 ↑ +137%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $182.64 ↑ +137%
Arizona Physicians IPA Medicare Advantage $182.64 ↑ +137%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $182.64 ↑ +137%
Aetna Medicare Advantage $182.64 ↑ +137%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $182.64 ↑ +137%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↑ +137%
Gila River Health Care Corporation Managed Care Program $182.64 ↑ +137%
United Healthcare UHC Medicare Advantage $182.64 ↑ +137%
Health Net Medicare $182.64 ↑ +137%
UPMC Health Plan Medicare Advantage $182.64 ↑ +137%
Devoted Health Services Medicare Advantage $191.77 ↑ +149%
Carekin Medicare Advantage $191.77 ↑ +149%
Aetna Medical Rental $192.35 ↑ +150%
Quiktrip Corporation Commercial $197.10 ↑ +156%
Gold Kidney Health Plan Medicare Advantage $200.90 ↑ +161%
Arizona Priority Care Medicare Advantage $200.90 ↑ +161%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $214.03 ↑ +178%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $214.03 ↑ +178%
Blue Cross Blue Shield of Arizona Commercial $214.03 ↑ +178%
Aetna Qualified Health Plan $248.39 ↑ +223%
Arizona Medical Network Commercial $255.50 ↑ +232%
United Healthcare Individual Exchange $255.70 ↑ +232%
Health Net Commerical Exchange Product $270.31 ↑ +251%
Provider Network of America Commercial $273.75 ↑ +255%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +256%
United Healthcare UHC Doctor's Plan $275.89 ↑ +258%
Oscar Health Plan Commercial $301.36 ↑ +291%
United Healthcare UHC Core $311.48 ↑ +304%
United Healthcare Commercial $335.61 ↑ +336%
Aetna Designated Group $357.94 ↑ +365%
Aetna Joint Venture $370.58 ↑ +381%
Aetna Broad Network $463.18 ↑ +501%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

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Consultation pathology during surgery frozen section first tissue block at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $179.83 $86.69 – $562.87
Banner University Medical Center Phoenix Phoenix $101.47 $62.45 – $301.36
Banner University Medical Center Tucson Tucson $96.73 $76.95 – $301.36
Banner University Medical Center South Tucson $102.57 $76.95 – $301.36
Banner Baywood Medical Center Mesa $80.30 $69.25 – $301.36
Banner Boswell Medical Center Sun City $79.94 $69.25 – $301.36
Banner Casa Grande Medical Center Casa Grande $83.59 $76.95 – $273.96
Banner Del Webb Medical Center Sun City West $82.12 $62.45 – $301.36

All Arizona hospitals for this procedure →