healthcosts.net
Chest CT scan (with and without contrast) at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$461.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,521.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$129.45 with Mercy Care vs $2,640.75 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $129.45 | ↓ -72% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $129.45 | ↓ -72% |
| Health Net | Medicaid | $129.45 | ↓ -72% |
| Health Choice Arizona, Inc. | Medicaid | $129.45 | ↓ -72% |
| Arizona Physicians IPA | Medicaid | $129.45 | ↓ -72% |
| UPMC Health Plan | Medicare Advantage | $189.74 | ↓ -59% |
| Gila River Health Care Corporation | Managed Care Program | $189.74 | ↓ -59% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $189.74 | ↓ -59% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $189.74 | ↓ -59% |
| Banner University Health Plan | University Care Advantage | $189.74 | ↓ -59% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $189.74 | ↓ -59% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $189.74 | ↓ -59% |
| Health Choice Arizona, Inc. | Medicare Advantage | $189.74 | ↓ -59% |
| United Healthcare | UHC Medicare Advantage | $189.74 | ↓ -59% |
| Aetna | Medicare Advantage | $189.74 | ↓ -59% |
| Humana | Medicare Advantage | $189.74 | ↓ -59% |
| Health Net | Medicare | $189.74 | ↓ -59% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $189.74 | ↓ -59% |
| Mercy Care | Mercy Care Advantage | $189.74 | ↓ -59% |
| Arizona Physicians IPA | Medicare Advantage | $189.74 | ↓ -59% |
| Banner Health | Medicare Advantage | $189.74 | ↓ -59% |
| Care 1st | Medicare Advantage | $189.74 | ↓ -59% |
| Kaiser Foundation Health Plan | Medicare Advantage | $189.74 | ↓ -59% |
| Carekin | Medicare Advantage | $199.23 | ↓ -57% |
| Devoted Health Services | Medicare Advantage | $199.23 | ↓ -57% |
| Gold Kidney Health Plan | Medicare Advantage | $208.71 | ↓ -55% |
| Arizona Priority Care | Medicare Advantage | $208.71 | ↓ -55% |
| Aetna | Qualified Health Plan | $258.05 | ↓ -44% |
| United Healthcare | Individual Exchange | $265.64 | ↓ -42% |
| Health Net | Commerical Exchange Product | $280.82 | ↓ -39% |
| Health Choice Arizona, Inc. | ACA Health Plan | $284.61 | ↓ -38% |
| Oscar Health Plan | Commercial | $313.07 | ↓ -32% |
| Aetna | Banner Employee Plans | $341.00 | ↓ -26% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $763.01 | ↑ +65% |
| United Healthcare | UHC Doctor's Plan | $766.66 | ↑ +66% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $813.88 | ↑ +76% |
| United Healthcare | UHC Core | $835.46 | ↑ +81% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $854.57 | ↑ +85% |
| Aetna | Joint Venture | $871.00 | ↑ +89% |
| United Healthcare | Commercial | $903.91 | ↑ +96% |
| Aetna | Designated Group | $926.00 | ↑ +101% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,017.35 | ↑ +121% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,017.35 | ↑ +121% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,017.35 | ↑ +121% |
| Aetna | Broad Network | $1,089.00 | ↑ +136% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,114.00 | ↑ +142% |
| Hospice of the Valley | Medicare | $1,232.35 | ↑ +167% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,238.00 | ↑ +168% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,584.45 | ↑ +244% |
| Plotkin Health | Plotkin Health | $1,584.45 | ↑ +244% |
| Aetna | Medical Rental | $1,855.57 | ↑ +302% |
| Quiktrip Corporation | Commercial | $1,901.34 | ↑ +312% |
| Arizona Medical Network | Commercial | $2,464.70 | ↑ +434% |
| Provider Network of America | Commercial | $2,640.75 | ↑ +473% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (with and without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $584.49 | $129.45 – $2,640.75 |
| Banner University Medical Center South | Tucson | $375.92 | $129.45 – $2,368.00 |
| Banner University Medical Center Tucson | Tucson | $384.80 | $129.45 – $2,368.00 |
| Banner Baywood Medical Center | Mesa | $552.80 | $129.45 – $2,640.75 |
| Banner Boswell Medical Center | Sun City | $559.84 | $129.45 – $2,816.80 |
| Banner Casa Grande Medical Center | Casa Grande | $580.96 | $129.45 – $2,640.75 |
| Banner Del Webb Medical Center | Sun City West | $616.18 | $129.45 – $2,816.80 |
| Banner Estrella Medical Center | Phoenix | $700.68 | $129.45 – $2,640.75 |