Biopsy skin incisional single lesion at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$272.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$886.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$310.10 with Hospice of the Valley vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of the Valley Medicare $310.10 ↑ +14%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $325.20 ↑ +20%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $346.88 ↑ +28%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $364.22 ↑ +34%
Arizona Physicians IPA Medicaid $380.02 ↑ +40%
Banner University Health Plan AZ Medicaid - AHCCCS $380.02 ↑ +40%
Health Net Medicaid $380.02 ↑ +40%
Health Choice Arizona, Inc. Medicaid $380.02 ↑ +40%
Mercy Care Mercy Medicaid $380.02 ↑ +40%
Plotkin Health Plotkin Health $398.70 ↑ +47%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $398.70 ↑ +47%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $433.60 ↑ +59%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $433.60 ↑ +59%
Blue Cross Blue Shield of Arizona Commercial $433.60 ↑ +59%
Aetna Medical Rental $466.92 ↑ +72%
Quiktrip Corporation Commercial $478.44 ↑ +76%
Arizona Medical Network Commercial $620.20 ↑ +128%
Mercy Care Mercy Care Advantage $652.42 ↑ +140%
Blue Cross Blue Shield of Arizona Medicare Advantage $652.42 ↑ +140%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $652.42 ↑ +140%
Care 1st Medicare Advantage $652.42 ↑ +140%
Kaiser Foundation Health Plan Medicare Advantage $652.42 ↑ +140%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $652.42 ↑ +140%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $652.42 ↑ +140%
Banner University Health Plan University Care Advantage $652.42 ↑ +140%
Gila River Health Care Corporation Managed Care Program $652.42 ↑ +140%
Banner Health Medicare Advantage $652.42 ↑ +140%
Aetna Medicare Advantage $652.42 ↑ +140%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $652.42 ↑ +140%
Humana Medicare Advantage $652.42 ↑ +140%
Arizona Physicians IPA Medicare Advantage $652.42 ↑ +140%
Health Net Medicare $652.42 ↑ +140%
Health Choice Arizona, Inc. Medicare Advantage $652.42 ↑ +140%
United Healthcare UHC Medicare Advantage $652.42 ↑ +140%
UPMC Health Plan Medicare Advantage $652.42 ↑ +140%
Provider Network of America Commercial $664.50 ↑ +144%
Devoted Health Services Medicare Advantage $685.04 ↑ +152%
Carekin Medicare Advantage $685.04 ↑ +152%
Gold Kidney Health Plan Medicare Advantage $717.66 ↑ +164%
Arizona Priority Care Medicare Advantage $717.66 ↑ +164%
Aetna Qualified Health Plan $887.29 ↑ +226%
United Healthcare Individual Exchange $913.39 ↑ +236%
Health Net Commerical Exchange Product $965.58 ↑ +255%
Health Choice Arizona, Inc. ACA Health Plan $978.63 ↑ +260%
Oscar Health Plan Commercial $1,076.49 ↑ +296%
Aetna Banner Employee Plans $1,170.00 ↑ +330%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,597.00 ↑ +487%
Cigna Healthcare of Arizona, Inc. Commercial $1,774.00 ↑ +552%
United Healthcare UHC Doctor's Plan $3,152.00 ↑ +1059%
United Healthcare UHC Core $3,294.00 ↑ +1111%
United Healthcare Commercial $3,467.00 ↑ +1175%
Aetna Joint Venture $4,405.00 ↑ +1519%
Aetna Designated Group $4,680.00 ↑ +1621%
Aetna Broad Network $5,506.00 ↑ +1924%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Biopsy skin incisional single lesion at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $346.86 $59.01 – $1,085.70
Banner University Medical Center Phoenix Phoenix $458.95 $126.52 – $1,076.49
Banner Baywood Medical Center Mesa $340.22 $297.70 – $1,076.49
Banner Boswell Medical Center Sun City $213.67 $248.31 – $1,076.49
Banner Casa Grande Medical Center Casa Grande $398.70 $190.44 – $978.63
Banner Heart Hospital Mesa $250.74 $272.70 – $1,076.49
Banner Payson Medical Center Payson $138.18 $98.49 – $217.80
St. Joseph’s Hospital and Medical Center Phoenix $620.75 $59.01 – $1,283.75

All Arizona hospitals for this procedure →