M/phmtrc alys ishquant/semiq at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$199.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$746.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.54 with United vs $626.64 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $25.54 ↓ -87%
United Commercial|All Other Plans $25.54 ↓ -87%
United Commercial|Options PPO $25.54 ↓ -87%
Mercy Care Plan Medicare|All Plans $62.56 ↓ -69%
Humana Medicare|All Plans $62.56 ↓ -69%
Aetna Medicare|All Plans $62.56 ↓ -69%
First Health Medicare|All Plans $62.56 ↓ -69%
Cigna Medicare|All Plans $62.56 ↓ -69%
BCBS - AZ Medicare|All Plans $62.56 ↓ -69%
Health Choice Medicare|All Plans $62.56 ↓ -69%
Mercy Care Plan Medicaid|All Plans $62.56 ↓ -69%
Care 1st Medicare|All Plans $62.56 ↓ -69%
United Medicare|All Plans $64.13 ↓ -68%
United Medicaid|All Plans $71.17 ↓ -64%
Health Choice Medicaid|All Plans $71.17 ↓ -64%
Cigna Commercial|Exchange $92.32 ↓ -54%
Cigna Commercial|LocalPlus SureFit $98.67 ↓ -51%
United Commercial|DignityHealthEmployee $104.44 ↓ -48%
BCBS - AZ Commercial|MaricopaFocus $120.35 ↓ -40%
BCBS - AZ Commercial|Neighborhood $120.35 ↓ -40%
Cigna Commercial|All Other Plans $129.83 ↓ -35%
BCBS - AZ Commercial|All Other Plans $160.46 ↓ -20%
Aetna Commercial|PPO $215.46 ↑ +8%
Aetna Commercial|HMO $215.46 ↑ +8%
Aetna Commercial|All Other Plans $215.46 ↑ +8%
BCBS - AZ Commercial|Workers Comp $238.31 ↑ +19%
First Health Commercial|All Plans $402.84 ↑ +101%
MultiPlan Commercial|All Plans $626.64 ↑ +213%

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $53.67 $40.20 – $161.99
Mercy Gilbert Medical Center Gilbert $183.52 $51.08 – $574.42
Banner University Medical Center Phoenix Phoenix $55.88 $40.20 – $150.75
Banner University Medical Center Tucson Tucson $45.32 $34.20 – $138.20
Banner University Medical Center South Tucson $48.05 $34.20 – $136.80
Banner Baywood Medical Center Mesa $44.22 $40.20 – $161.99
Banner Boswell Medical Center Sun City $44.02 $40.20 – $160.80
Banner Casa Grande Medical Center Casa Grande $46.03 $40.20 – $150.75

All Arizona hospitals for this procedure →