Cdna analysis for variants at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$228.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$852.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.72 with United vs $740.80 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $103.72 ↓ -55%
United Commercial|Navigate $111.12 ↓ -51%
United Commercial|Options PPO $111.12 ↓ -51%
United Commercial|All Other Plans $111.12 ↓ -51%
Mercy Care Plan Medicare|All Plans $185.20 ↓ -19%
Humana Medicare|All Plans $185.20 ↓ -19%
Aetna Medicare|All Plans $185.20 ↓ -19%
First Health Medicare|All Plans $185.20 ↓ -19%
Cigna Medicare|All Plans $185.20 ↓ -19%
BCBS - AZ Medicare|All Plans $185.20 ↓ -19%
Health Choice Medicare|All Plans $185.20 ↓ -19%
Mercy Care Plan Medicaid|All Plans $185.20 ↓ -19%
Care 1st Medicare|All Plans $185.20 ↓ -19%
United Medicare|All Plans $189.83 ↓ -17%
United Medicaid|All Plans $189.83 ↓ -17%
Health Choice Medicaid|All Plans $189.83 ↓ -17%
Cigna Commercial|Exchange $385.22 ↑ +69%
First Health Commercial|All Plans $400.04 ↑ +75%
Cigna Commercial|LocalPlus SureFit $411.70 ↑ +80%
BCBS - AZ Commercial|MaricopaFocus $535.71 ↑ +135%
BCBS - AZ Commercial|Neighborhood $535.71 ↑ +135%
Cigna Commercial|All Other Plans $541.71 ↑ +137%
MultiPlan Commercial|All Plans $622.28 ↑ +173%
BCBS - AZ Commercial|All Other Plans $714.23 ↑ +213%
Aetna Commercial|All Other Plans $740.80 ↑ +224%
Aetna Commercial|HMO $740.80 ↑ +224%
BCBS - AZ Commercial|Workers Comp $740.80 ↑ +224%
Aetna Commercial|PPO $740.80 ↑ +224%

Visitor-reported prices

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Cdna analysis for variants at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $272.36 $185.20 – $417.00
Mercy Gilbert Medical Center Gilbert $209.60 $103.72 – $570.42
Banner University Medical Center Phoenix Phoenix $249.15 $185.20 – $417.00
Banner University Medical Center Tucson Tucson $184.68 $185.20 – $444.80
Banner University Medical Center South Tucson $129.96 $185.20 – $444.80
Banner Baywood Medical Center Mesa $194.67 $185.20 – $417.00
Banner Boswell Medical Center Sun City $202.71 $185.20 – $444.80
Banner Casa Grande Medical Center Casa Grande $141.09 $185.20 – $417.00

All Arizona hospitals for this procedure →