Cardiolipin antibody iga at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$54.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$202.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.22 with United vs $73.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $10.22 ↓ -81%
United Commercial|Navigate $15.27 ↓ -72%
United Commercial|Options PPO $15.27 ↓ -72%
United Commercial|All Other Plans $15.27 ↓ -72%
Mercy Care Plan Medicare|All Plans $25.45 ↓ -53%
Humana Medicare|All Plans $25.45 ↓ -53%
Aetna Medicare|All Plans $25.45 ↓ -53%
First Health Medicare|All Plans $25.45 ↓ -53%
Cigna Medicare|All Plans $25.45 ↓ -53%
BCBS - AZ Medicare|All Plans $25.45 ↓ -53%
Health Choice Medicare|All Plans $25.45 ↓ -53%
Mercy Care Plan Medicaid|All Plans $25.45 ↓ -53%
Care 1st Medicare|All Plans $25.45 ↓ -53%
United Medicaid|All Plans $26.09 ↓ -52%
United Medicare|All Plans $26.09 ↓ -52%
Health Choice Medicaid|All Plans $26.09 ↓ -52%
First Health Commercial|All Plans $39.42 ↓ -27%
Cigna Commercial|Exchange $52.93 ↓ -2%
Cigna Commercial|LocalPlus SureFit $56.57 ↑ +4%
MultiPlan Commercial|All Plans $61.32 ↑ +13%
BCBS - AZ Commercial|MaricopaFocus $64.97 ↑ +20%
BCBS - AZ Commercial|Neighborhood $64.97 ↑ +20%
Aetna Commercial|All Other Plans $73.00 ↑ +35%
BCBS - AZ Commercial|All Other Plans $73.00 ↑ +35%
Aetna Commercial|HMO $73.00 ↑ +35%
Aetna Commercial|PPO $73.00 ↑ +35%
BCBS - AZ Commercial|Workers Comp $73.00 ↑ +35%
Cigna Commercial|All Other Plans $73.00 ↑ +35%

Visitor-reported prices

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Cardiolipin antibody iga at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $27.76 $25.45 – $60.00
Mercy Gilbert Medical Center Gilbert $49.70 $10.22 – $56.21
Banner University Medical Center Phoenix Phoenix $15.20 $25.45 – $60.00
Banner University Medical Center Tucson Tucson $17.20 $25.45 – $64.00
Banner University Medical Center South Tucson $10.88 $25.45 – $64.00
Banner Baywood Medical Center Mesa $13.44 $25.45 – $60.00
Banner Boswell Medical Center Sun City $14.64 $25.45 – $64.00
Banner Casa Grande Medical Center Casa Grande $13.60 $25.45 – $60.00

All Arizona hospitals for this procedure →