Biopsy of heart lining at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,666.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,951.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$585.27 with Mercy Care Plan vs $16,852.28 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Plan Medicare|All Plans $585.27 ↓ -78%
Humana Medicare|All Plans $585.27 ↓ -78%
Aetna Medicare|All Plans $585.27 ↓ -78%
First Health Medicare|All Plans $585.27 ↓ -78%
Cigna Medicare|All Plans $585.27 ↓ -78%
BCBS - AZ Medicare|All Plans $585.27 ↓ -78%
Health Choice Medicare|All Plans $585.27 ↓ -78%
Mercy Care Plan Medicaid|All Plans $585.27 ↓ -78%
Care 1st Medicare|All Plans $585.27 ↓ -78%
United Medicare|All Plans $599.91 ↓ -78%
Health Choice Medicaid|All Plans $666.96 ↓ -75%
United Medicaid|All Plans $666.96 ↓ -75%
United Commercial|DignityHealthEmployee $1,393.14 ↓ -48%
Cigna Commercial|Exchange $2,885.79 ↑ +8%
Cigna Commercial|LocalPlus SureFit $3,184.32 ↑ +19%
Cigna Commercial|All Other Plans $4,079.91 ↑ +53%
First Health Commercial|All Plans $5,373.54 ↑ +101%
Connected Care Commercial|Intel $5,572.56 ↑ +109%
MultiPlan Commercial|All Plans $8,358.84 ↑ +213%
BCBS - AZ Commercial|MaricopaFocus $8,510.91 ↑ +219%
BCBS - AZ Commercial|Neighborhood $8,510.91 ↑ +219%
Aetna Commercial|PPO $9,448.00 ↑ +254%
Aetna Commercial|All Other Plans $9,448.00 ↑ +254%
Aetna Commercial|HMO $9,448.00 ↑ +254%
BCBS - AZ Commercial|All Other Plans $11,347.07 ↑ +325%
BCBS - AZ Commercial|Workers Comp $16,852.28 ↑ +532%

Visitor-reported prices

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Biopsy of heart lining at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $1,120.00 $1,960.00 – $5,535.21
Mercy Gilbert Medical Center Gilbert $2,447.95 $666.96 – $7,662.27
Banner University Medical Center Phoenix Phoenix $6,831.17 $2,074.70 – $5,535.21
Banner University Medical Center Tucson Tucson $856.87 $1,421.35 – $5,535.21
Banner University Medical Center South Tucson $467.02 $1,421.35 – $5,535.21
Banner Baywood Medical Center Mesa $1,411.54 $1,960.00 – $12,389.00
Banner Boswell Medical Center Sun City $1,103.20 $1,960.00 – $5,535.21
Banner Desert Medical Center Mesa $1,803.20 $1,960.00 – $5,535.21

All Arizona hospitals for this procedure →