Biopsy abdominal mass at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$844.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,152.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.11 with United vs $3,590.33 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $85.11 ↓ -90%
Health Choice Medicaid|All Plans $85.11 ↓ -90%
Aetna Medicare|All Plans $164.10 ↓ -81%
First Health Medicare|All Plans $164.10 ↓ -81%
Care 1st Medicare|All Plans $164.10 ↓ -81%
Humana Medicare|All Plans $164.10 ↓ -81%
Cigna Medicare|All Plans $164.10 ↓ -81%
BCBS - AZ Medicare|All Plans $164.10 ↓ -81%
Health Choice Medicare|All Plans $164.10 ↓ -81%
Mercy Care Plan Medicaid|All Plans $164.10 ↓ -81%
Mercy Care Plan Medicare|All Plans $164.10 ↓ -81%
United Medicare|All Plans $168.21 ↓ -80%
United Commercial|DignityHealthEmployee $396.62 ↓ -53%
First Health Commercial|All Plans $1,529.82 ↑ +81%
BCBS - AZ Commercial|MaricopaFocus $1,813.22 ↑ +115%
BCBS - AZ Commercial|Neighborhood $1,813.22 ↑ +115%
Cigna Commercial|Exchange $1,975.00 ↑ +134%
Cigna Commercial|LocalPlus SureFit $2,114.00 ↑ +150%
MultiPlan Commercial|All Plans $2,379.72 ↑ +182%
BCBS - AZ Commercial|All Other Plans $2,417.46 ↑ +186%
Cigna Commercial|All Other Plans $2,782.00 ↑ +229%
BCBS - AZ Commercial|Workers Comp $3,590.33 ↑ +325%

Visitor-reported prices

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Biopsy abdominal mass at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $996.26 $773.15 – $2,849.35
Mercy Gilbert Medical Center Gilbert $775.40 $85.11 – $2,181.41
Banner University Medical Center Phoenix Phoenix $790.82 $949.44 – $2,849.35
Banner University Medical Center Tucson Tucson $843.98 $813.75 – $2,849.35
Banner University Medical Center South Tucson $1,225.28 $813.75 – $2,849.35
Banner Baywood Medical Center Mesa $755.48 $773.15 – $4,018.00
Banner Boswell Medical Center Sun City $638.40 $773.15 – $2,849.35
Banner Casa Grande Medical Center Casa Grande $611.89 $773.15 – $2,590.32

All Arizona hospitals for this procedure →