Analysis gene f2 20210g>a variant at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$70.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$262.76

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.79 with United vs $262.76 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $36.79 ↓ -48%
United Commercial|Navigate $39.41 ↓ -44%
United Commercial|Options PPO $39.41 ↓ -44%
United Commercial|All Other Plans $39.41 ↓ -44%
Mercy Care Plan Medicare|All Plans $65.69 ↓ -7%
Humana Medicare|All Plans $65.69 ↓ -7%
Aetna Medicare|All Plans $65.69 ↓ -7%
First Health Medicare|All Plans $65.69 ↓ -7%
Cigna Medicare|All Plans $65.69 ↓ -7%
BCBS - AZ Medicare|All Plans $65.69 ↓ -7%
Health Choice Medicare|All Plans $65.69 ↓ -7%
Mercy Care Plan Medicaid|All Plans $65.69 ↓ -7%
Care 1st Medicare|All Plans $65.69 ↓ -7%
United Medicaid|All Plans $67.33 ↓ -4%
Health Choice Medicaid|All Plans $67.33 ↓ -4%
United Medicare|All Plans $67.34 ↓ -4%
Cigna Commercial|Exchange $136.64 ↑ +94%
First Health Commercial|All Plans $141.90 ↑ +102%
Cigna Commercial|LocalPlus SureFit $146.03 ↑ +107%
BCBS - AZ Commercial|MaricopaFocus $190.04 ↑ +170%
BCBS - AZ Commercial|Neighborhood $190.04 ↑ +170%
Cigna Commercial|All Other Plans $192.15 ↑ +173%
MultiPlan Commercial|All Plans $220.72 ↑ +213%
BCBS - AZ Commercial|All Other Plans $253.36 ↑ +260%
Aetna Commercial|All Other Plans $262.76 ↑ +273%
Aetna Commercial|HMO $262.76 ↑ +273%
BCBS - AZ Commercial|Workers Comp $262.76 ↑ +273%
Aetna Commercial|PPO $262.76 ↑ +273%

Visitor-reported prices

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Analysis gene f2 20210g>a variant at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $96.68 $65.69 – $148.50
Mercy Gilbert Medical Center Gilbert $64.64 $36.79 – $202.33
Banner University Medical Center Phoenix Phoenix $88.44 $65.69 – $148.50
Banner University Medical Center Tucson Tucson $65.61 $65.69 – $158.40
Banner University Medical Center South Tucson $46.17 $65.69 – $158.40
Banner Baywood Medical Center Mesa $69.11 $65.69 – $148.50
Banner Boswell Medical Center Sun City $71.96 $65.69 – $158.40
Banner Casa Grande Medical Center Casa Grande $50.09 $65.69 – $148.50

All Arizona hospitals for this procedure →