Warde copper at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$41.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$211.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.41 with Aetna vs $56.88 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $12.41 | ↓ -70% |
| Humana | Medicare Advantage | $12.41 | ↓ -70% |
| Arizona Physicians IPA | Medicare Advantage | $12.41 | ↓ -70% |
| Arizona Physicians IPA | Medicaid | $12.41 | ↓ -70% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $12.41 | ↓ -70% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $12.41 | ↓ -70% |
| Banner University Health Plan | University Care Advantage | $12.41 | ↓ -70% |
| Mercy Care | Mercy Medicaid | $12.41 | ↓ -70% |
| Mercy Care | Mercy Care Advantage | $12.41 | ↓ -70% |
| Kaiser Foundation Health Plan | Medicare Advantage | $12.41 | ↓ -70% |
| Gila River Health Care Corporation | Managed Care Program | $12.41 | ↓ -70% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $12.41 | ↓ -70% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $12.41 | ↓ -70% |
| Health Choice Arizona, Inc. | Medicare Advantage | $12.41 | ↓ -70% |
| Health Choice Arizona, Inc. | Medicaid | $12.41 | ↓ -70% |
| Banner Health | Medicare Advantage | $12.41 | ↓ -70% |
| Wellpoint | Medicare Advantage HMO | $12.41 | ↓ -70% |
| United Healthcare | UHC Medicare Advantage | $12.41 | ↓ -70% |
| UPMC Health Plan | Medicare Advantage | $12.41 | ↓ -70% |
| Health Net | Medicaid | $12.41 | ↓ -70% |
| Health Net | Medicare | $12.41 | ↓ -70% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $12.41 | ↓ -70% |
| Devoted Health Services | Medicare Advantage | $13.03 | ↓ -68% |
| Carelon | Medicare Advantage | $13.03 | ↓ -68% |
| Gold Kidney Health Plan | Medicare Advantage | $13.65 | ↓ -67% |
| Aetna | Qualified Health Plan | $16.88 | ↓ -59% |
| United Healthcare | Individual Exchange | $17.37 | ↓ -58% |
| Health Net | Commerical Exchange Product | $18.37 | ↓ -56% |
| Health Choice Arizona, Inc. | ACA Health Plan | $18.61 | ↓ -55% |
| Oscar Health Plan | Commercial | $20.48 | ↓ -50% |
| Aetna | Banner Employee Plans | $21.17 | ↓ -49% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $21.79 | ↓ -47% |
| Hospice of the Valley | Medicare | $22.05 | ↓ -47% |
| United Healthcare | UHC Doctor's Plan | $22.96 | ↓ -44% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $24.21 | ↓ -41% |
| United Healthcare | UHC Core | $25.38 | ↓ -39% |
| United Healthcare | Commercial | $27.93 | ↓ -32% |
| Plotkin Health | Plotkin Health | $28.35 | ↓ -31% |
| Aetna | Medical Rental | $33.20 | ↓ -20% |
| Quiktrip Corporation | Commercial | $34.02 | ↓ -18% |
| Aetna | Joint Venture | $41.67 | ↑ +1% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $42.66 | ↑ +3% |
| Arizona Medical Network | Commercial | $44.10 | ↑ +7% |
| Aetna | Designated Group | $44.28 | ↑ +7% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $45.50 | ↑ +10% |
| Provider Network of America | Commercial | $47.25 | ↑ +14% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $47.78 | ↑ +16% |
| Aetna | Broad Network | $52.10 | ↑ +26% |
| Blue Cross Blue Shield of Arizona | Commercial | $56.88 | ↑ +38% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $56.88 | ↑ +38% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $56.88 | ↑ +38% |
Visitor-reported prices
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Warde copper at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Chandler Regional Medical Center | Chandler | $247.64 | $6.95 – $41.70 |
| Mercy Gilbert Medical Center | Gilbert | $227.31 | $6.95 – $38.23 |
| Banner University Medical Center Phoenix | Phoenix | $33.76 | $12.41 – $47.25 |
| Banner University Medical Center Tucson | Tucson | $34.18 | $12.41 – $50.40 |
| Banner University Medical Center South | Tucson | $32.92 | $12.41 – $50.40 |
| Banner Baywood Medical Center | Mesa | $26.80 | $12.41 – $47.25 |
| Banner Behavioral Health Hospital | Scottsdale | $36.91 | $12.41 – $44.10 |
| Banner Boswell Medical Center | Sun City | $31.86 | $12.41 – $50.40 |