Smear wet mount at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$17.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$53.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.82 with Aetna vs $26.67 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $5.82 | ↓ -67% |
| Humana | Medicare Advantage | $5.82 | ↓ -67% |
| Arizona Physicians IPA | Medicare Advantage | $5.82 | ↓ -67% |
| Arizona Physicians IPA | Medicaid | $5.82 | ↓ -67% |
| Health Choice Arizona, Inc. | Medicare Advantage | $5.82 | ↓ -67% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $5.82 | ↓ -67% |
| Banner University Health Plan | University Care Advantage | $5.82 | ↓ -67% |
| Mercy Care | Mercy Medicaid | $5.82 | ↓ -67% |
| Mercy Care | Mercy Care Advantage | $5.82 | ↓ -67% |
| Health Choice Arizona, Inc. | Medicaid | $5.82 | ↓ -67% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $5.82 | ↓ -67% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $5.82 | ↓ -67% |
| Banner Health | Medicare Advantage | $5.82 | ↓ -67% |
| Gila River Health Care Corporation | Managed Care Program | $5.82 | ↓ -67% |
| Wellpoint | Medicare Advantage HMO | $5.82 | ↓ -67% |
| United Healthcare | UHC Medicare Advantage | $5.82 | ↓ -67% |
| UPMC Health Plan | Medicare Advantage | $5.82 | ↓ -67% |
| Health Net | Medicaid | $5.82 | ↓ -67% |
| Health Net | Medicare | $5.82 | ↓ -67% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $5.82 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $5.82 | ↓ -67% |
| Kaiser Foundation Health Plan | Medicare Advantage | $5.82 | ↓ -67% |
| Aetna | Banner Employee Plans | $6.05 | ↓ -66% |
| Carelon | Medicare Advantage | $6.11 | ↓ -66% |
| Devoted Health Services | Medicare Advantage | $6.11 | ↓ -66% |
| Hospice of the Valley | Medicare | $6.30 | ↓ -65% |
| Gold Kidney Health Plan | Medicare Advantage | $6.40 | ↓ -64% |
| Aetna | Qualified Health Plan | $7.92 | ↓ -56% |
| Plotkin Health | Plotkin Health | $8.10 | ↓ -55% |
| United Healthcare | Individual Exchange | $8.15 | ↓ -54% |
| Health Net | Commerical Exchange Product | $8.61 | ↓ -52% |
| Health Choice Arizona, Inc. | ACA Health Plan | $8.73 | ↓ -51% |
| Aetna | Medical Rental | $9.49 | ↓ -47% |
| Oscar Health Plan | Commercial | $9.60 | ↓ -46% |
| Quiktrip Corporation | Commercial | $9.72 | ↓ -45% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $10.21 | ↓ -43% |
| United Healthcare | UHC Doctor's Plan | $10.77 | ↓ -40% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $11.34 | ↓ -36% |
| United Healthcare | UHC Core | $11.90 | ↓ -33% |
| Arizona Medical Network | Commercial | $12.60 | ↓ -29% |
| United Healthcare | Commercial | $13.10 | ↓ -26% |
| Provider Network of America | Commercial | $13.50 | ↓ -24% |
| Aetna | Joint Venture | $19.54 | ↑ +10% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $20.01 | ↑ +12% |
| Aetna | Designated Group | $20.77 | ↑ +17% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $21.34 | ↑ +20% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $22.41 | ↑ +26% |
| Aetna | Broad Network | $24.43 | ↑ +37% |
| Blue Cross Blue Shield of Arizona | Commercial | $26.67 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $26.67 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $26.67 | ↑ +50% |
Visitor-reported prices
Comments
Smear wet mount at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Chandler Regional Medical Center | Chandler | $6.17 | $3.22 – $19.32 |
| Mercy Gilbert Medical Center | Gilbert | $5.66 | $3.22 – $17.71 |
| Banner University Medical Center Phoenix | Phoenix | $11.71 | $5.82 – $13.50 |
| Banner University Medical Center Tucson | Tucson | $47.50 | $5.82 – $14.40 |
| Banner University Medical Center South | Tucson | $33.90 | $5.82 – $14.40 |
| Banner Baywood Medical Center | Mesa | $11.82 | $5.82 – $13.50 |
| Banner Behavioral Health Hospital | Scottsdale | $31.05 | $5.82 – $37.10 |
| Banner Boswell Medical Center | Sun City | $9.65 | $5.82 – $14.40 |