healthcosts.net
Shoulder MRI (with contrast) at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$663.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,045.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$518.51 with Mercy Care vs $3,620.61 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $518.51 | ↓ -22% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $518.51 | ↓ -22% |
| Health Net | Medicaid | $518.51 | ↓ -22% |
| Health Choice Arizona, Inc. | Medicaid | $518.51 | ↓ -22% |
| Arizona Physicians IPA | Medicaid | $518.51 | ↓ -22% |
| Aetna | Medicare Advantage | $609.00 | ↓ -8% |
| Aetna | Qualified Health Plan | $773.43 | ↑ +17% |
| Health Choice Arizona, Inc. | Medicare Advantage | $913.50 | ↑ +38% |
| Aetna | Banner Employee Plans | $1,023.12 | ↑ +54% |
| Hospice of the Valley | Medicare | $1,065.75 | ↑ +61% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,312.67 | ↑ +98% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +103% |
| Plotkin Health | Plotkin Health | $1,370.25 | ↑ +106% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,400.18 | ↑ +111% |
| Aetna | Joint Venture | $1,406.79 | ↑ +112% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,470.18 | ↑ +121% |
| Aetna | Designated Group | $1,495.10 | ↑ +125% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +125% |
| Oscar Health Plan | Commercial | $1,522.50 | ↑ +129% |
| Health Net | Medicare | $1,522.50 | ↑ +129% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,522.50 | ↑ +129% |
| Aetna | Medical Rental | $1,604.71 | ↑ +142% |
| Health Net | Commerical Exchange Product | $1,644.30 | ↑ +148% |
| Quiktrip Corporation | Commercial | $1,644.30 | ↑ +148% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,750.23 | ↑ +164% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,750.23 | ↑ +164% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,750.23 | ↑ +164% |
| Aetna | Broad Network | $1,756.96 | ↑ +165% |
| Arizona Medical Network | Commercial | $2,131.50 | ↑ +221% |
| Provider Network of America | Commercial | $2,283.75 | ↑ +244% |
| United Healthcare | UHC Doctor's Plan | $3,070.63 | ↑ +363% |
| United Healthcare | UHC Core | $3,346.17 | ↑ +404% |
| United Healthcare | Commercial | $3,620.61 | ↑ +445% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Shoulder MRI (with contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $584.64 | $510.69 – $2,283.75 |
| Banner University Medical Center Tucson | Tucson | $749.25 | $518.51 – $3,240.00 |
| Banner University Medical Center South | Tucson | $639.90 | $518.51 – $3,620.61 |
| Banner Baywood Medical Center | Mesa | $538.96 | $518.51 – $3,070.63 |
| Banner Boswell Medical Center | Sun City | $447.61 | $518.51 – $3,070.63 |
| Banner Casa Grande Medical Center | Casa Grande | $602.91 | $518.51 – $2,947.19 |
| Banner Del Webb Medical Center | Sun City West | $450.66 | $510.69 – $3,070.63 |
| Banner Estrella Medical Center | Phoenix | $575.50 | $518.51 – $3,070.63 |