Observation per hour at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$36.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$130.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.00 with Aetna vs $11,836.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $26.00 | ↓ -29% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $30.00 | ↓ -18% |
| Arizona Physicians IPA | Medicaid | $30.00 | ↓ -18% |
| Health Net | Medicaid | $30.00 | ↓ -18% |
| Health Choice Arizona, Inc. | Medicaid | $30.00 | ↓ -18% |
| Mercy Care | Mercy Medicaid | $30.00 | ↓ -18% |
| Aetna | Qualified Health Plan | $33.02 | ↓ -9% |
| Health Choice Arizona, Inc. | Medicare Advantage | $39.00 | ↑ +7% |
| Hospice of the Valley | Medicare | $45.50 | ↑ +25% |
| Plotkin Health | Plotkin Health | $58.50 | ↑ +61% |
| Oscar Health Plan | Commercial | $65.00 | ↑ +79% |
| Health Net | Medicare | $65.00 | ↑ +79% |
| Health Choice Arizona, Inc. | ACA Health Plan | $65.00 | ↑ +79% |
| Aetna | Medical Rental | $68.51 | ↑ +88% |
| Quiktrip Corporation | Commercial | $70.20 | ↑ +93% |
| Health Net | Commerical Exchange Product | $70.20 | ↑ +93% |
| Arizona Medical Network | Commercial | $91.00 | ↑ +150% |
| Provider Network of America | Commercial | $97.50 | ↑ +168% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $138.34 | ↑ +280% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $147.56 | ↑ +305% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $154.94 | ↑ +326% |
| Blue Cross Blue Shield of Arizona | Commercial | $184.45 | ↑ +407% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $184.45 | ↑ +407% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $184.45 | ↑ +407% |
| Aetna | Banner Employee Plans | $3,748.00 | ↑ +10197% |
| Aetna | Joint Venture | $7,574.00 | ↑ +20708% |
| Aetna | Designated Group | $8,048.00 | ↑ +22010% |
| Aetna | Broad Network | $9,468.00 | ↑ +25911% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $9,596.00 | ↑ +26263% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $10,662.00 | ↑ +29191% |
| United Healthcare | UHC Doctor's Plan | $10,759.00 | ↑ +29458% |
| United Healthcare | UHC Core | $11,244.00 | ↑ +30790% |
| United Healthcare | Commercial | $11,836.00 | ↑ +32416% |
Visitor-reported prices
Comments
Observation per hour at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Chandler Regional Medical Center | Chandler | $72.63 | $30.75 – $227.64 |
| Mercy Gilbert Medical Center | Gilbert | $66.67 | $30.75 – $208.67 |
| Banner University Medical Center Phoenix | Phoenix | $57.24 | $26.00 – $10,759.00 |
| Banner University Medical Center Tucson | Tucson | $31.85 | $26.00 – $10,636.00 |
| Banner University Medical Center South | Tucson | $27.43 | $26.00 – $10,636.00 |
| Banner Baywood Medical Center | Mesa | $28.99 | $26.00 – $10,759.00 |
| Banner Boswell Medical Center | Sun City | $54.91 | $26.00 – $10,759.00 |
| Banner Casa Grande Medical Center | Casa Grande | $26.91 | $26.00 – $10,541.00 |