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Neck (Cervical Spine) MRI (without contrast) at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$344.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,410.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$166.84 with Mercy Care vs $1,807.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $166.84 | ↓ -52% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $166.84 | ↓ -52% |
| Health Net | Medicaid | $166.84 | ↓ -52% |
| Health Choice Arizona, Inc. | Medicaid | $166.84 | ↓ -52% |
| Arizona Physicians IPA | Medicaid | $166.84 | ↓ -52% |
| UPMC Health Plan | Medicare Advantage | $257.63 | ↓ -25% |
| Gila River Health Care Corporation | Managed Care Program | $257.63 | ↓ -25% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $257.63 | ↓ -25% |
| Banner University Health Plan | University Care Advantage | $257.63 | ↓ -25% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $257.63 | ↓ -25% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $257.63 | ↓ -25% |
| Health Choice Arizona, Inc. | Medicare Advantage | $257.63 | ↓ -25% |
| United Healthcare | UHC Medicare Advantage | $257.63 | ↓ -25% |
| Aetna | Medicare Advantage | $257.63 | ↓ -25% |
| Humana | Medicare Advantage | $257.63 | ↓ -25% |
| Health Net | Medicare | $257.63 | ↓ -25% |
| Wellpoint | Medicare Advantage HMO | $257.63 | ↓ -25% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $257.63 | ↓ -25% |
| Mercy Care | Mercy Care Advantage | $257.63 | ↓ -25% |
| Arizona Physicians IPA | Medicare Advantage | $257.63 | ↓ -25% |
| Banner Health | Medicare Advantage | $257.63 | ↓ -25% |
| Kaiser Foundation Health Plan | Medicare Advantage | $257.63 | ↓ -25% |
| Carelon | Medicare Advantage | $270.51 | ↓ -22% |
| Devoted Health Services | Medicare Advantage | $270.51 | ↓ -22% |
| Gold Kidney Health Plan | Medicare Advantage | $283.39 | ↓ -18% |
| Aetna | Qualified Health Plan | $350.38 | ↑ +2% |
| United Healthcare | Individual Exchange | $360.68 | ↑ +5% |
| Health Net | Commerical Exchange Product | $381.29 | ↑ +11% |
| Health Choice Arizona, Inc. | ACA Health Plan | $386.44 | ↑ +12% |
| Oscar Health Plan | Commercial | $425.09 | ↑ +23% |
| Aetna | Banner Employee Plans | $487.00 | ↑ +41% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $675.80 | ↑ +96% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $720.85 | ↑ +109% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $756.89 | ↑ +120% |
| Hospice of the Valley | Medicare | $843.50 | ↑ +145% |
| Blue Cross Blue Shield of Arizona | Commercial | $901.06 | ↑ +161% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $901.06 | ↑ +161% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $901.06 | ↑ +161% |
| United Healthcare | UHC Doctor's Plan | $987.59 | ↑ +187% |
| Aetna | Joint Venture | $990.00 | ↑ +187% |
| Aetna | Designated Group | $1,052.00 | ↑ +205% |
| United Healthcare | UHC Core | $1,076.21 | ↑ +212% |
| Plotkin Health | Plotkin Health | $1,084.50 | ↑ +215% |
| United Healthcare | Commercial | $1,165.03 | ↑ +238% |
| Aetna | Broad Network | $1,238.00 | ↑ +259% |
| Aetna | Medical Rental | $1,270.07 | ↑ +269% |
| Quiktrip Corporation | Commercial | $1,301.40 | ↑ +278% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +291% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +334% |
| Arizona Medical Network | Commercial | $1,687.00 | ↑ +390% |
| Provider Network of America | Commercial | $1,807.50 | ↑ +424% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $347.04 | $166.84 – $1,807.50 |
| Banner University Medical Center Tucson | Tucson | $525.90 | $166.84 – $2,350.40 |
| Banner University Medical Center South | Tucson | $402.51 | $166.84 – $2,350.40 |
| Banner Baywood Medical Center | Mesa | $303.66 | $166.84 – $1,807.50 |
| Banner Boswell Medical Center | Sun City | $279.56 | $166.84 – $1,928.00 |
| Banner Casa Grande Medical Center | Casa Grande | $318.12 | $166.84 – $1,807.50 |
| Banner Del Webb Medical Center | Sun City West | $301.25 | $166.84 – $1,928.00 |
| Banner Estrella Medical Center | Phoenix | $308.48 | $166.84 – $1,807.50 |