MRA upper extremity post contrast-bil at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$1,160.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,837.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$511.60 with Aetna vs $1,927.93 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $511.60 | ↓ -56% |
| Aetna | Qualified Health Plan | $649.73 | ↓ -44% |
| Arizona Physicians IPA | Medicaid | $682.99 | ↓ -41% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $682.99 | ↓ -41% |
| Mercy Care | Mercy Medicaid | $682.99 | ↓ -41% |
| Health Choice Arizona, Inc. | Medicaid | $682.99 | ↓ -41% |
| Health Net | Medicaid | $682.99 | ↓ -41% |
| Health Choice Arizona, Inc. | Medicare Advantage | $767.40 | ↓ -34% |
| Aetna | Banner Employee Plans | $859.49 | ↓ -26% |
| Hospice of the Valley | Medicare | $895.30 | ↓ -23% |
| Plotkin Health | Plotkin Health | $1,151.10 | ↓ -1% |
| Aetna | Joint Venture | $1,181.80 | ↑ +2% |
| United Healthcare | UHC Doctor's Plan | $1,214.36 | ↑ +5% |
| Aetna | Designated Group | $1,255.98 | ↑ +8% |
| Oscar Health Plan | Commercial | $1,279.00 | ↑ +10% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,279.00 | ↑ +10% |
| Health Net | Medicare | $1,279.00 | ↑ +10% |
| United Healthcare | UHC Core | $1,323.31 | ↑ +14% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +16% |
| Aetna | Medical Rental | $1,348.07 | ↑ +16% |
| Health Net | Commerical Exchange Product | $1,381.32 | ↑ +19% |
| Quiktrip Corporation | Commercial | $1,381.32 | ↑ +19% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,445.95 | ↑ +25% |
| Aetna | Broad Network | $1,475.97 | ↑ +27% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +29% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,542.35 | ↑ +33% |
| United Healthcare | Commercial | $1,559.81 | ↑ +34% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,619.45 | ↑ +40% |
| Arizona Medical Network | Commercial | $1,790.60 | ↑ +54% |
| Provider Network of America | Commercial | $1,918.50 | ↑ +65% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,927.93 | ↑ +66% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,927.93 | ↑ +66% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,927.93 | ↑ +66% |
Visitor-reported prices
Comments
MRA upper extremity post contrast-bil at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $740.54 | $511.60 – $1,918.50 |
| Banner University Medical Center Tucson | Tucson | $836.89 | $680.40 – $2,721.60 |
| Banner University Medical Center South | Tucson | $806.27 | $680.40 – $2,721.60 |
| Banner Baywood Medical Center | Mesa | $337.66 | $511.60 – $1,918.50 |
| Banner Casa Grande Medical Center | Casa Grande | $943.25 | $511.60 – $1,918.50 |
| Banner Del Webb Medical Center | Sun City West | $1,021.29 | $562.54 – $3,069.60 |
| Banner Desert Medical Center | Mesa | $801.93 | $511.60 – $1,918.50 |
| Banner Ironwood Medical Center | San Tan Valley | $1,162.69 | $511.60 – $1,918.50 |