Immunofixation electrophoresis serum at Banner Ocotillo Medical Center

1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$49.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$142.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$22.34 with Aetna vs $93.78 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $22.34 ↓ -55%
Humana Medicare Advantage $22.34 ↓ -55%
Arizona Physicians IPA Medicare Advantage $22.34 ↓ -55%
Arizona Physicians IPA Medicaid $22.34 ↓ -55%
Health Choice Arizona, Inc. Medicare Advantage $22.34 ↓ -55%
Banner University Health Plan AZ Medicaid - AHCCCS $22.34 ↓ -55%
Banner University Health Plan University Care Advantage $22.34 ↓ -55%
Mercy Care Mercy Medicaid $22.34 ↓ -55%
Mercy Care Mercy Care Advantage $22.34 ↓ -55%
Health Choice Arizona, Inc. Medicaid $22.34 ↓ -55%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $22.34 ↓ -55%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $22.34 ↓ -55%
Banner Health Medicare Advantage $22.34 ↓ -55%
Gila River Health Care Corporation Managed Care Program $22.34 ↓ -55%
Wellpoint Medicare Advantage HMO $22.34 ↓ -55%
United Healthcare UHC Medicare Advantage $22.34 ↓ -55%
UPMC Health Plan Medicare Advantage $22.34 ↓ -55%
Health Net Medicaid $22.34 ↓ -55%
Health Net Medicare $22.34 ↓ -55%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $22.34 ↓ -55%
Blue Cross Blue Shield of Arizona Medicare Advantage $22.34 ↓ -55%
Kaiser Foundation Health Plan Medicare Advantage $22.34 ↓ -55%
Aetna Banner Employee Plans $22.85 ↓ -54%
Carelon Medicare Advantage $23.46 ↓ -52%
Devoted Health Services Medicare Advantage $23.46 ↓ -52%
Hospice of the Valley Medicare $23.80 ↓ -52%
Gold Kidney Health Plan Medicare Advantage $24.57 ↓ -50%
Aetna Qualified Health Plan $30.38 ↓ -38%
Plotkin Health Plotkin Health $30.60 ↓ -38%
United Healthcare Individual Exchange $31.28 ↓ -37%
Health Net Commerical Exchange Product $33.06 ↓ -33%
Health Choice Arizona, Inc. ACA Health Plan $33.51 ↓ -32%
Aetna Medical Rental $35.84 ↓ -27%
Quiktrip Corporation Commercial $36.72 ↓ -25%
Oscar Health Plan Commercial $36.86 ↓ -25%
Cigna Healthcare of Arizona, Inc. LocalFlex $39.20 ↓ -20%
United Healthcare UHC Doctor's Plan $41.32 ↓ -16%
Cigna Healthcare of Arizona, Inc. Commercial $43.56 ↓ -12%
United Healthcare UHC Core $45.69 ↓ -7%
Arizona Medical Network Commercial $47.60 ↓ -3%
United Healthcare Commercial $50.27 ↑ +2%
Provider Network of America Commercial $51.00 ↑ +4%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $58.17 ↑ +18%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $62.05 ↑ +26%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $65.15 ↑ +32%
Aetna Joint Venture $75.02 ↑ +52%
Blue Cross Blue Shield of Arizona Commercial $77.56 ↑ +57%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $77.56 ↑ +57%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $77.56 ↑ +57%
Aetna Designated Group $79.71 ↑ +62%
Aetna Broad Network $93.78 ↑ +90%

Visitor-reported prices

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Immunofixation electrophoresis serum at other Arizona hospitals

Hospital City Cash price Negotiated range
Chandler Regional Medical Center Chandler $250.85 $3.93 – $23.58
Mercy Gilbert Medical Center Gilbert $230.26 $3.93 – $22.34
Banner University Medical Center Phoenix Phoenix $26.98 $22.34 – $51.00
Banner University Medical Center Tucson Tucson $30.53 $22.34 – $54.40
Banner University Medical Center South Tucson $19.31 $22.34 – $54.40
Banner Baywood Medical Center Mesa $23.86 $22.34 – $51.00
Banner Behavioral Health Hospital Scottsdale $39.84 $18.04 – $47.60
Banner Boswell Medical Center Sun City $25.99 $22.34 – $54.40

All Arizona hospitals for this procedure →